{"id":3840,"date":"2025-02-13T20:16:34","date_gmt":"2025-02-13T19:16:34","guid":{"rendered":"https:\/\/pv-bizum-web-corporativa-wordpress-es-stg.servidortemporal.net\/articulos\/normativa-psd2-seguridad-pago-ecommerce-2\/"},"modified":"2026-11-04T16:01:58","modified_gmt":"2026-11-04T15:01:58","slug":"normativa-psd2-seguridad-pago-ecommerce","status":"publish","type":"articulo","link":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/ca\/articulos\/normativa-psd2-seguridad-pago-ecommerce\/","title":{"rendered":"Aix\u00ed \u00e9s la normativa PSD2 que garanteix la seguretat en els pagaments en l\u00ednia amb Bizum"},"content":{"rendered":"<section\r\n    class=\"m06-singles-hero m06-singles-hero--individuals m06-singles-hero--border-rounded\"\r\n    id=\"m06-6af751acb5c38\"\r\n    aria-label=\"Hero del art\u00edculo\"\r\n>\r\n    <div class=\"container\">\r\n        <div class=\"m06-singles-hero__card\">\r\n\r\n            \r\n                            <ul class=\"m06-singles-hero__labels\" aria-label=\"Categor\u00edas\">\r\n                                            <li class=\"m06-singles-hero__label\">Art\u00edculo<\/li>\r\n                                            <li class=\"m06-singles-hero__label\">Particulares<\/li>\r\n                                            <li class=\"m06-singles-hero__label\">Particulares<\/li>\r\n                                            <li class=\"m06-singles-hero__label\">Seguridad y fraude<\/li>\r\n                                    <\/ul>\r\n            \r\n            \r\n            <h1 class=\"m06-singles-hero__title\">Aix\u00ed \u00e9s la normativa PSD2 que garanteix la seguretat en els pagaments en l\u00ednia amb Bizum<\/h1>\r\n\r\n            \r\n            <div class=\"m06-singles-hero__meta\" role=\"list\" aria-label=\"Informaci\u00f3n del art\u00edculo\">\r\n\r\n                                    <div class=\"m06-singles-hero__meta-item\" role=\"listitem\">\r\n                        \r\n                        <span class=\"m06-singles-hero__meta-icon\" aria-hidden=\"true\">\r\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"16\" viewBox=\"0 0 10 16\" fill=\"none\">\r\n                                <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0 0.8C0 0.3584 0.3584 0 0.8 0H2.4H7.2H8.8C9.2416 0 9.6 0.3584 9.6 0.8C9.6 1.2416 9.2416 1.6 8.8 1.6V4.8256C8.8 5.5376 8.484 6.2128 7.9368 6.6688L6.3392 8L7.9368 9.3312C8.484 9.7872 8.8 10.4624 8.8 11.1744V14.4C9.2416 14.4 9.6 14.7584 9.6 15.2C9.6 15.6416 9.2416 16 8.8 16H7.2H2.4H0.8C0.3584 16 0 15.6416 0 15.2C0 14.7584 0.3584 14.4 0.8 14.4V11.1744C0.8 10.4624 1.116 9.7872 1.6632 9.3312L3.2608 8L1.6632 6.6688C1.116 6.2128 0.8 5.5376 0.8 4.8256V1.6C0.3584 1.6 0 1.2416 0 0.8ZM7.2 12.8H2.4V11.1744C2.4 10.9376 2.5056 10.712 2.688 10.56L4.288 9.22642C4.5848 8.97922 5.0152 8.97922 5.312 9.22642L6.912 10.56C7.0944 10.712 7.2 10.9376 7.2 11.1744V12.8ZM5.6 1.6H7.2V3.2V4.8256C7.2 4.9576 7.1672 5.0856 7.1072 5.2H2.4928C2.4328 5.0856 2.4 4.9576 2.4 4.8256V3.2V1.6H4H5.6Z\" fill=\"currentColor\"\/>\r\n                            <\/svg>\r\n                        <\/span>\r\n                        <span class=\"m06-singles-hero__meta-label\">\r\n                            <span class=\"m06-singles-hero__meta-key\">Tiempo de lectura:<\/span>\r\n                            <span class=\"m06-singles-hero__meta-value\">\r\n                                3 min                            <\/span>\r\n                        <\/span>\r\n                    <\/div>\r\n                \r\n                                    <div class=\"m06-singles-hero__meta-item\" role=\"listitem\">\r\n                        \r\n                        <span class=\"m06-singles-hero__meta-icon\" aria-hidden=\"true\">\r\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"16\" viewBox=\"0 0 15 16\" fill=\"none\">\r\n     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             <span class=\"m06-singles-hero__meta-label\">\r\n                            <span class=\"m06-singles-hero__meta-key\">Publicaci\u00f3n:<\/span>\r\n                            <span class=\"m06-singles-hero__meta-value\">13\/2\/25<\/span>\r\n                        <\/span>\r\n                    <\/div>\r\n                \r\n                                    <div class=\"m06-singles-hero__meta-item\" role=\"listitem\">\r\n                        \r\n                        <span class=\"m06-singles-hero__meta-icon\" aria-hidden=\"true\">\r\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\r\n                                <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M3.56776 11.8301L4.10163 11.9543C4.61193 12.0721 5.10773 11.7485 5.21015 11.2319C5.31257 10.7152 4.98174 10.2004 4.47234 10.0825L1.84653 9.4743C1.37611 9.36553 0.910222 9.63293 0.764292 10.0952L0.0446166 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1.74881 13.4544 3.24442L13.5332 2.99424C13.6918 2.49389 14.2212 2.22921 14.7161 2.40325C15.2119 2.57819 15.4847 3.12477 15.327 3.62602L14.6082 5.90479C14.4623 6.36707 13.9964 6.63447 13.526 6.5257L10.8992 5.91748Z\" fill=\"currentColor\"\/>\r\n                            <\/svg>\r\n                        <\/span>\r\n                        <span class=\"m06-singles-hero__meta-label\">\r\n                            <span class=\"m06-singles-hero__meta-key\">\u00daltima actualizaci\u00f3n:<\/span>\r\n                            <span class=\"m06-singles-hero__meta-value\">4\/11\/26<\/span>\r\n                        <\/span>\r\n                    <\/div>\r\n                \r\n            <\/div>\r\n\r\n            \r\n                                            <div class=\"m06-singles-hero__image-wrap\">\r\n                    <img fetchpriority=\"high\"\r\n                        class=\"m06-singles-hero__image\"\r\n                        src=\"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/wp-content\/uploads\/2026\/07\/22.-Formas-de-pagar-con-el-movil_Listado-previo-724-x483px-1.png\"\r\n                        alt=\"\"\r\n                         width=\"724\"                          height=\"483\"                         loading=\"eager\"\r\n                        decoding=\"async\"\r\n                    >\r\n                <\/div>\r\n            \r\n            \r\n            \r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-rounded\"\r\n    id=\"m22-section-0\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p class=\"wp-block-paragraph\">Estem gaireb\u00e9 segurs que fas compres tant a comer\u00e7os electr\u00f2nics com de forma presencial. I el que \u00e9s encara millor, quan veus que el comer\u00e7 en l\u00ednia permet pagar amb Bizum esculls sempre aquesta opci\u00f3 perqu\u00e8 \u00e9s r\u00e0pid, senzill i segur. <\/p>\n<p class=\"wp-block-paragraph\">I, com a part de la teva confian\u00e7a en Bizum \u00e9s perqu\u00e8 saps que \u00e9s un servei <strong>molt segur<\/strong> , volem comptar-te amb m\u00e9s detall la normativa PSD2 i totes les garanties de seguretat que hi ha darrere de cada operaci\u00f3 amb Bizum, basades en els serveis de pagament PSD2.<\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-0\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Qu\u00e8 \u00e9s la normativa PSD2 i com em protegeix?<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p class=\"wp-block-paragraph\">La normativa <strong>PSD2<\/strong> ( <em>Payment Services Providers<\/em> ) \u00e9s la Directiva <strong>Europea<\/strong> que regula els <strong>serveis<\/strong> de <em>pagament<\/em> electr\u00f2nics a la Uni\u00f3 Europea des de 2013. <strong>les transaccions<\/strong> .   <\/p>\n<p class=\"wp-block-paragraph\">D\u2019aquesta manera, la normativa de serveis de pagament PSD2 no nom\u00e9s augmenta la confian\u00e7a a Europa, sin\u00f3 que tamb\u00e9 permet organitzar l\u2019 <strong>adaptaci\u00f3 dels serveis bancaris a les noves tecnologies<\/strong> . Aix\u00f2 ha suposat el reconeixement oficial de les <strong>API<\/strong> <em>(Application Programming Interfaces)<\/em> als diferents sectors financers.   <\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-1\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>El doble factor d\u2019autenticaci\u00f3 \u00e9s gr\u00e0cies al servei de pagament PSD2<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p class=\"wp-block-paragraph\">Una de les innovacions de la normativa PSD2 \u00e9s l\u2019Autenticaci\u00f3 Refor\u00e7ada de Clients o SCA ( <em>Strong Costumer Authentication<\/em> ) que refor\u00e7a la protecci\u00f3 en les compres en l\u00ednia. Aix\u00f2 es tradueix que aquest nou requisit de seguretat del servei de pagament PSD2 exigeix \u200b\u200ba la persona que fa el pagament que utilitzi almenys <strong>dos d\u2019aquests tres factors d\u2019autenticaci\u00f3<\/strong> en les operacions banc\u00e0ries: <\/p>\n<ol class=\"wp-block-list\">\n<li>Tel\u00e8fon m\u00f2bil<\/li>\n<li>Contrasenya o codi PIN<\/li>\n<li>Petjada dactilar o reconeixement facial<\/li>\n<\/ol>\n<p class=\"wp-block-paragraph\">\u00c9s a dir que, gr\u00e0cies a aquest sistema, tant els pagaments com els accessos a comptes comptaran amb un factor doble de seguretat, cosa que permet <strong>reduir el frau en els pagaments en l\u00ednia<\/strong> .<\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-2\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Usuaris i comer\u00e7os de Bizum m\u00e9s segurs i protegits amb la normativa PSD2<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p class=\"wp-block-paragraph\">Ara que ja saps qu\u00e8 \u00e9s la normativa PSD2 i perqu\u00e8 \u00e9s tan important, nom\u00e9s queda resumir quins s\u00f3n els dos avantatges principals de comptar amb servei de pagament PSD2:<\/p>\n<ol class=\"wp-block-list\">\n<li>Utilitzant el <a href=\"https:\/\/bizum.es\/blog\/pago-ecommerce-bizum\/\" target=\"_blank\" rel=\"noreferrer noopener\">pagament amb Bizum en comer\u00e7os electr\u00f2nics<\/a> , com a client tindr\u00e0s la <strong>doble verificaci\u00f3 de seguretat<\/strong> : la clau de l\u2019app del teu banc i la teva doble validaci\u00f3 des del m\u00f2bil. Aix\u00f2 es tradueix que comptes amb les garanties dels canals bancaris i amb el compliment de la legislacions espanyola i europea.   <\/li>\n<li>Per als negocis en l\u00ednia, <strong>implementar Bizum al seu eCommerce<\/strong> atorga a la marca el segell de \u201c <strong>comer\u00e7 electr\u00f2nic segur<\/strong> \u201d i refor\u00e7a el comprom\u00eds amb els seus clients.  <\/li>\n<\/ol>\n<p class=\"wp-block-paragraph\">Ara que ja saps que comprar en l\u00ednia amb Bizum \u00e9s s\u00faper segur, aprofita\u2019t de tots els seus avantatges!<\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n","protected":false},"excerpt":{"rendered":"<p>Estem gaireb\u00e9 segurs que fas compres tant a comer\u00e7os electr\u00f2nics com de forma presencial. I el que \u00e9s encara millor, quan veus que el comer\u00e7 en l\u00ednia permet pagar amb Bizum esculls sempre aquesta opci\u00f3 perqu\u00e8 \u00e9s r\u00e0pid, senzill i segur. I, com a part de la teva confian\u00e7a en Bizum \u00e9s perqu\u00e8 saps que [&hellip;]<\/p>\n","protected":false},"featured_media":3041,"menu_order":0,"template":"","paises":[23],"perfil":[37,144],"tema":[38],"class_list":["post-3840","articulo","type-articulo","status-publish","has-post-thumbnail","hentry","paises-es","perfil-particulares","tema-seguridad-y-fraude"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Aix\u00ed \u00e9s la normativa PSD2 que garanteix la seguretat en els pagaments en l\u00ednia amb Bizum - Bizum Espa\u00f1a<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Aix\u00ed \u00e9s la normativa PSD2 que garanteix la seguretat en els pagaments en l\u00ednia amb Bizum - Bizum Espa\u00f1a\" \/>\n<meta property=\"og:description\" content=\"Estem gaireb\u00e9 segurs que fas compres tant a comer\u00e7os electr\u00f2nics com de forma presencial. I el que \u00e9s encara millor, quan veus que el comer\u00e7 en l\u00ednia permet pagar amb Bizum esculls sempre aquesta opci\u00f3 perqu\u00e8 \u00e9s r\u00e0pid, senzill i segur. 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