{"id":3876,"date":"2021-09-21T09:23:29","date_gmt":"2021-09-21T07:23:29","guid":{"rendered":"https:\/\/pv-bizum-web-corporativa-wordpress-es-stg.servidortemporal.net\/articulos\/biometria-aplicacions-bancaries-pagaments-assegurances\/"},"modified":"2026-11-04T16:03:12","modified_gmt":"2026-11-04T15:03:12","slug":"biometria-aplicacions-bancaries-pagaments-assegurances","status":"publish","type":"articulo","link":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/ca\/articulos\/biometria-aplicacions-bancaries-pagaments-assegurances\/","title":{"rendered":"Qu\u00e8 \u00e9s la biometria en aplicacions banc\u00e0ries? Pagaments segurs"},"content":{"rendered":"<section\r\n    class=\"m06-singles-hero m06-singles-hero--individuals m06-singles-hero--border-rounded\"\r\n    id=\"m06-6af7582a88071\"\r\n    aria-label=\"Hero del art\u00edculo\"\r\n>\r\n    <div class=\"container\">\r\n        <div class=\"m06-singles-hero__card\">\r\n\r\n            \r\n                            <ul class=\"m06-singles-hero__labels\" aria-label=\"Categor\u00edas\">\r\n                                            <li class=\"m06-singles-hero__label\">Art\u00edculo<\/li>\r\n                                            <li class=\"m06-singles-hero__label\">Particulares<\/li>\r\n                                            <li class=\"m06-singles-hero__label\">Particulares<\/li>\r\n                                            <li class=\"m06-singles-hero__label\">Seguridad y fraude<\/li>\r\n                                    <\/ul>\r\n            \r\n            \r\n            <h1 class=\"m06-singles-hero__title\">Qu\u00e8 \u00e9s la biometria en aplicacions banc\u00e0ries? Pagaments segurs<\/h1>\r\n\r\n            \r\n            <div class=\"m06-singles-hero__meta\" role=\"list\" aria-label=\"Informaci\u00f3n del art\u00edculo\">\r\n\r\n                                    <div class=\"m06-singles-hero__meta-item\" role=\"listitem\">\r\n                        \r\n                        <span class=\"m06-singles-hero__meta-icon\" aria-hidden=\"true\">\r\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"16\" viewBox=\"0 0 10 16\" fill=\"none\">\r\n                                <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0 0.8C0 0.3584 0.3584 0 0.8 0H2.4H7.2H8.8C9.2416 0 9.6 0.3584 9.6 0.8C9.6 1.2416 9.2416 1.6 8.8 1.6V4.8256C8.8 5.5376 8.484 6.2128 7.9368 6.6688L6.3392 8L7.9368 9.3312C8.484 9.7872 8.8 10.4624 8.8 11.1744V14.4C9.2416 14.4 9.6 14.7584 9.6 15.2C9.6 15.6416 9.2416 16 8.8 16H7.2H2.4H0.8C0.3584 16 0 15.6416 0 15.2C0 14.7584 0.3584 14.4 0.8 14.4V11.1744C0.8 10.4624 1.116 9.7872 1.6632 9.3312L3.2608 8L1.6632 6.6688C1.116 6.2128 0.8 5.5376 0.8 4.8256V1.6C0.3584 1.6 0 1.2416 0 0.8ZM7.2 12.8H2.4V11.1744C2.4 10.9376 2.5056 10.712 2.688 10.56L4.288 9.22642C4.5848 8.97922 5.0152 8.97922 5.312 9.22642L6.912 10.56C7.0944 10.712 7.2 10.9376 7.2 11.1744V12.8ZM5.6 1.6H7.2V3.2V4.8256C7.2 4.9576 7.1672 5.0856 7.1072 5.2H2.4928C2.4328 5.0856 2.4 4.9576 2.4 4.8256V3.2V1.6H4H5.6Z\" fill=\"currentColor\"\/>\r\n                            <\/svg>\r\n                        <\/span>\r\n                        <span class=\"m06-singles-hero__meta-label\">\r\n                            <span class=\"m06-singles-hero__meta-key\">Tiempo de lectura:<\/span>\r\n                            <span class=\"m06-singles-hero__meta-value\">\r\n                                5 min                            <\/span>\r\n                        <\/span>\r\n                    <\/div>\r\n                \r\n                                    <div class=\"m06-singles-hero__meta-item\" role=\"listitem\">\r\n                        \r\n                        <span class=\"m06-singles-hero__meta-icon\" aria-hidden=\"true\">\r\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"16\" viewBox=\"0 0 15 16\" fill=\"none\">\r\n                                <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2.4 16H12C13.328 16 14.4 14.9256 14.4 13.6V8V5.1032C14.4 4.5168 14.184 3.9504 13.8 3.5112L12.48 2.024L11.448 0.8336C10.992 0.304 10.328 0 9.632 0H7.2H2.4C1.072 0 0 1.0744 0 2.4V13.6C0 14.9256 1.072 16 2.4 16ZM10.24 1.8776L11.272 3.0768L12.6 4.5728C12.728 4.7192 12.8 4.908 12.8 5.1032V8V13.6C12.8 14.0416 12.44 14.4 12 14.4H2.4C1.96 14.4 1.6 14.0416 1.6 13.6V2.4C1.6 1.9584 1.96 1.6 2.4 1.6H7.2H9.632C9.864 1.6 10.088 1.7016 10.24 1.8776ZM9.82426 7.70402C10.0963 7.36002 10.0483 6.85682 9.70426 6.57842C9.36026 6.30002 8.85626 6.35282 8.57626 6.69602L6.58426 9.16002L5.80026 8.27202C5.51226 7.94002 5.00026 7.90722 4.67226 8.19922C4.33626 8.49122 4.30426 8.99682 4.60026 9.32802L6.00826 10.928C6.16026 11.1056 6.39226 11.2048 6.62426 11.2C6.85626 11.1952 7.08026 11.0864 7.23226 10.904L9.82426 7.70402Z\" fill=\"currentColor\"\/>\r\n                            <\/svg>\r\n                        <\/span>\r\n                        <span class=\"m06-singles-hero__meta-label\">\r\n                            <span class=\"m06-singles-hero__meta-key\">Publicaci\u00f3n:<\/span>\r\n                            <span class=\"m06-singles-hero__meta-value\">21\/9\/21<\/span>\r\n                        <\/span>\r\n                    <\/div>\r\n                \r\n                                    <div class=\"m06-singles-hero__meta-item\" role=\"listitem\">\r\n                        \r\n                        <span class=\"m06-singles-hero__meta-icon\" aria-hidden=\"true\">\r\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\r\n                                <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M3.56776 11.8301L4.10163 11.9543C4.61193 12.0721 5.10773 11.7485 5.21015 11.2319C5.31257 10.7152 4.98174 10.2004 4.47234 10.0825L1.84653 9.4743C1.37611 9.36553 0.910222 9.63293 0.764292 10.0952L0.0446166 12.374C-0.113096 12.8752 0.160635 13.4218 0.655525 13.5968C1.15132 13.7708 1.68066 13.5061 1.83837 13.0058L1.91722 12.7556C3.01849 14.2521 4.495 15.1694 5.69326 15.5909C7.18336 16.1157 9.37774 16.2744 11.4942 15.2165C13.6178 14.1551 14.8224 12.2434 15.2947 10.7451C15.4533 10.2448 15.1796 9.69728 14.6847 9.52325C14.1889 9.34831 13.6595 9.61298 13.5018 10.1142C13.1483 11.2328 12.2247 12.6912 10.6313 13.488C9.03059 14.2875 7.36374 14.1642 6.2661 13.778C5.42406 13.4816 4.3808 12.8435 3.56776 11.8301ZM10.8992 5.91748C10.3898 5.79965 10.0599 5.28479 10.1623 4.76813C10.2648 4.25146 10.7606 3.92787 11.2699 4.0457L11.8047 4.16988C10.9908 3.15649 9.94752 2.51837 9.10639 2.22196C8.00784 1.83582 6.34189 1.71255 4.7412 2.51202C3.14686 3.30877 2.22325 4.76722 1.87066 5.88576C1.71295 6.38702 1.18271 6.65169 0.687817 6.47675C0.192926 6.30272 -0.0808042 5.75523 0.0769081 5.25488C0.550045 3.75655 1.75464 1.84489 3.87741 0.783456C5.99384 -0.27435 8.18821 -0.115724 9.67832 0.409099C10.8775 0.83059 12.354 1.74881 13.4544 3.24442L13.5332 2.99424C13.6918 2.49389 14.2212 2.22921 14.7161 2.40325C15.2119 2.57819 15.4847 3.12477 15.327 3.62602L14.6082 5.90479C14.4623 6.36707 13.9964 6.63447 13.526 6.5257L10.8992 5.91748Z\" fill=\"currentColor\"\/>\r\n                            <\/svg>\r\n                        <\/span>\r\n                        <span class=\"m06-singles-hero__meta-label\">\r\n                            <span class=\"m06-singles-hero__meta-key\">\u00daltima actualizaci\u00f3n:<\/span>\r\n                            <span class=\"m06-singles-hero__meta-value\">4\/11\/26<\/span>\r\n                        <\/span>\r\n                    <\/div>\r\n                \r\n            <\/div>\r\n\r\n            \r\n                                            <div class=\"m06-singles-hero__image-wrap\">\r\n                    <img fetchpriority=\"high\"\r\n                        class=\"m06-singles-hero__image\"\r\n                        src=\"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/wp-content\/uploads\/2026\/07\/Imagen-1S-1-5.jpg\"\r\n                        alt=\"\"\r\n                         width=\"999\"                          height=\"666\"                         loading=\"eager\"\r\n                        decoding=\"async\"\r\n                    >\r\n                <\/div>\r\n            \r\n            \r\n            \r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-rounded\"\r\n    id=\"m22-section-0\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p>Dades sobre tu que expliquen qui ets. Tan teus com la <strong>imatge del teu rostre<\/strong> o la teva <strong>empremta dactilar<\/strong> . La <strong>biometria<\/strong> s\u2019ocupa de recollir les <strong>dades que t\u2019identifiquen com a persona<\/strong> . Es tracta d\u2019aquesta informaci\u00f3 que serveix per desbloquejar el tel\u00e8fon o per confirmar els pagaments per m\u00f2bil. La <strong>tecnologia biom\u00e8trica<\/strong> forma part de moltes de les <strong>aplicacions banc\u00e0ries<\/strong> que m\u00e9s es fan servir actualment. A m\u00e9s d\u2019aprofundir en aquesta tecnologia que aporta <strong>agilitat<\/strong> <strong>als processos<\/strong> , tamb\u00e9 n\u2019analitzem el funcionament, els avantatges i alguns <a href=\"https:\/\/bizum.com\/blog\/consejos-de-seguridad-de-bizum\/\" target=\"_blank\" rel=\"noopener\">consells perqu\u00e8 el seu \u00fas sigui segur<\/a> . A Bizum ens agrada <strong>posar-te al dia<\/strong> : tenir informaci\u00f3 \u00fatil \u00e9s el primer pas per gaudir d\u2019una seguretat plena.      <\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-0\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Conceptes clau en biometria<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p>Cada cop m\u00e9s persones confien en les <strong>caracter\u00edstiques f\u00edsiques individuals<\/strong> que atorga la <strong>biometria facial i dactilar<\/strong> per identificar-los. Abans d\u2019avan\u00e7ar, aclarim alguns termes: <\/p>\n<p style=\"padding-left: 40px\"><strong>Identificaci\u00f3<\/strong><\/p>\n<p>\u00c9s el proc\u00e9s per recon\u00e8ixer un individu entre un grup. Per fer-ho, es comparen les dades d\u2019aquella persona que es vol identificar amb els aspectes de cada individu de l\u2019agrupaci\u00f3. La teva empremta dactilar o una imatge teva t\u2019identifiquen amb relaci\u00f3 a la resta de persones.  <\/p>\n<p style=\"padding-left: 40px\"><strong>Autenticaci\u00f3<\/strong><\/p>\n<p>Es tracta del conjunt de fases per provar que la  <strong>identitat reclamada per un subjecte \u00e9s certa<\/strong>. Este proceso compara los datos del individuo \u00fanicamente con la informaci\u00f3n asociada a la identidad solicitada. <\/p>\n<p style=\"padding-left: 40px\"><strong>Dades biom\u00e8triques<\/strong><\/p>\n<p>S\u00f3n les dades que possibiliten la identificaci\u00f3 d\u2019un individu i que poden ser fisiol\u00f2giques, f\u00edsiques o conductuals. Les <strong>dades biom\u00e8triques<\/strong> us converteixen en una persona \u00fanica i revelen m\u00e9s <strong>informaci\u00f3 personal<\/strong> que una contrasenya, per exemple. Entre ells hi ha la cara, l\u2019iris de l\u2019ull, la veu o la petjada dactilar.  <\/p>\n<p><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/bizum.com\/wp-content\/uploads\/2021\/09\/Imagen-2S-1.jpg\" alt=\"Les dades biom\u00e8triques aporten informaci\u00f3 personal i serveixen per identificar-te\" width=\"1000\" height=\"667\" class=\"aligncenter wp-image-12602 size-full\"><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-1\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Dades biom\u00e8triques xifrades<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p>Ja tenim clar que les <strong>dades biom\u00e8triques<\/strong> ens identifiquen i ens diferencien dels altres. Per\u00f2, t\u2019has plantejat on van a parar? El primer que has de saber \u00e9s que les <strong>empreses tecnol\u00f2giques<\/strong> no poden ni fer-los servir, ni compartir-los.  <\/p>\n<p><span> <\/span><span>L\u2019emmagatzematge d\u2019aquesta informaci\u00f3 \u00e9s local i no puja al n\u00favol. El m\u00e9s habitual \u00e9s que es guardi en una mem\u00f2ria diferent de la principal del dispositiu. Aquesta capseta de seguretat garanteix que aquestes dades biom\u00e8triques es mantinguin en un lloc segur. Per aix\u00f2, despr\u00e9s d\u2019apagar i encendre el m\u00f2bil cal introduir la contrasenya, abans que qualsevol altra cosa. D\u2019aquesta manera s\u2019accedeix primer al xip on es conserven aquestes dades. En funci\u00f3 del sistema operatiu del vostre tel\u00e8fon es fa d\u2019una manera o altra.     <\/span><\/p>\n<p><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/bizum.com\/wp-content\/uploads\/2021\/09\/Imagen-3S-1.jpg\" alt=\"El reconeixement facial agilitza el desbloqueig dels dispositius m\u00f2bils i tamb\u00e9 accelera les gestions a les Apps banc\u00e0ries\" width=\"1000\" height=\"667\" class=\"aligncenter wp-image-12607 size-full\"><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-2\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Android i Trusted Execution Environment (TEE)<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p>Aquest \u00e9s un xip a\u00efllat de la resta de maquinari del dispositiu. A m\u00e9s de custodiar informaci\u00f3 sobre empremtes dactilars o trets facials, tamb\u00e9 ho fa amb la que t\u00e9 a veure amb pagaments m\u00f2bils. Dins aquest processador, <strong>tota la informaci\u00f3 est\u00e0 xifrada<\/strong> .  <\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-3\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>iOS i Secure Enclavament<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p><strong>Els dispositius iOS compten amb un processador addicional al principal del m\u00f2bil que resulta impertorbable, al qual no s\u2019hi pot accedir, encara que s\u2019infect\u00e9s per algun tipus de virus. iOS utilitza   <\/strong>aquest sistema de seguretat en tots els dispositius, ja siguin tel\u00e8fons, tauletes o smartwatches.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/bizum.com\/wp-content\/uploads\/2021\/09\/Imagen-4S.jpg\" alt=\"L&apos;empremta dactilar \u00e9s un dels mecanismes que utilitza la tecnologia biom\u00e8trica per autenticar la identitat a les Apps banc\u00e0ries\" width=\"1000\" height=\"667\" class=\"aligncenter wp-image-12612 size-full\"><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-4\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Qu\u00e8 fa fort un sistema d\u2019autenticaci\u00f3?<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p>Tornem a un concepte que v\u00e8iem abans. Per definici\u00f3, un <strong>sistema d\u2019autenticaci\u00f3 fort<\/strong> \u00e9s aquell que exigeix \u200b\u200bque es proporcioni, almenys, dues dades de les seg\u00fcents: <strong>\u2013<\/strong> Una cosa que saps -Una cosa que tens -Una cosa que ets La biometria entraria a l\u2019apartat \u201cuna cosa que ets\u201d. Per aix\u00f2, encara que \u00e9s un bon m\u00e8tode, no n\u2019hi ha prou. Si nom\u00e9s es fa servir biometria ens trobem davant d\u2019un proc\u00e9s d\u2019autenticaci\u00f3 feble, mentre que fer servir una targeta d\u2019acc\u00e9s i contrasenya \u00e9s forta. Per completar aquesta <strong>fortalesa en l\u2019autenticaci\u00f3 dels usuaris<\/strong> a les aplicacions banc\u00e0ries es recomana <strong>afegir a la informaci\u00f3 biom\u00e8trica<\/strong> , dades d\u2019usuari i contrasenya com una cosa que se sap, o el certificat digital com una cosa que es t\u00e9. Una altra de les opcions \u00e9s l\u2019 <strong>OTP<\/strong> o contrasenya d\u2019un sol \u00fas (One Time Password). \u00c9s com\u00fa que aquest enviament es faci mitjan\u00e7ant un SMS. Per\u00f2 per <a href=\"https:\/\/bizum.com\/blog\/pautas-evitar-estafas\/\" target=\"_blank\" rel=\"noopener\">evitar estafes<\/a> , fraus i bretxes de seguretat la tend\u00e8ncia \u00e9s remetre aquest <strong>codi o segon factor d\u2019autenticaci\u00f3<\/strong> a trav\u00e9s d\u2019una <strong>notificaci\u00f3 a l\u2019App instal\u00b7lada<\/strong> al dispositiu verificat. <\/p>\n<p><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/bizum.com\/wp-content\/uploads\/2021\/09\/Imagen-5S.jpg\" alt=\"La biometria s&apos;ocupa de recollir dades per identificar una persona\" width=\"999\" height=\"654\" class=\"aligncenter wp-image-12617 size-full\"><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-5\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Qu\u00e8 \u00e9s el sistema d\u2019autenticaci\u00f3 FIDO?<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p>De tota manera, l\u2019aven\u00e7 tecnol\u00f2gic en mat\u00e8ria de seguretat \u00e9s tan velo\u00e7 que ja hi ha un nou est\u00e0ndard, anomenat FIDO, en angl\u00e8s Fast Identity Online. Es tracta d\u2019una t\u00e8cnica d\u2019autenticaci\u00f3 en l\u00ednia que refor\u00e7a la seguretat als dispositius m\u00f2bils i aplicacions web. L\u2019objectiu \u00e9s substituir l\u2019\u00fas exclusiu de contrasenyes per mecanismes d\u2019autenticaci\u00f3 biom\u00e8trics m\u00e9s segurs protegits per sistemes d\u2019encriptaci\u00f3. Algunes apps de bancs espanyoles ja ho utilitzen. D\u2019aquesta manera, la confian\u00e7a en l\u00ednia es refor\u00e7a i l\u2019acc\u00e9s a l\u2019app s\u2019agilitza sense haver d\u2019incloure d\u00edgits o car\u00e0cters. Algunes entitats banc\u00e0ries ja utilitzen els <strong>par\u00e0metres biom\u00e8trics<\/strong> , no nom\u00e9s per afavorir l\u2019 <strong>acc\u00e9s a la banca m\u00f2bil<\/strong> , sin\u00f3 tamb\u00e9 per <strong>firmar operacions<\/strong> prescindint de l\u2019SMS de la clau d\u2019un sol \u00fas. En aquest sentit, l\u2019 <a href=\"https:\/\/www.aepd.es\/es\" target=\"_blank\" rel=\"noopener\">Ag\u00e8ncia Espanyola de Protecci\u00f3 de Dades<\/a> conclou que les entitats estan en el seu dret d\u2019oferir aquesta tecnologia per validar transaccions, per\u00f2 nom\u00e9s quan els usuaris donin el consentiment.    <\/p>\n<p><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/bizum.com\/wp-content\/uploads\/2021\/09\/Imagen-6S.jpg\" alt=\"La tecnologia biom\u00e8trica ja permet signar operacions banc\u00e0ries digitals\" width=\"1000\" height=\"667\" class=\"aligncenter wp-image-12622 size-full\"><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-6\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>S\u00f3n les dades biom\u00e8triques 100% assegurances?<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p><span>La veritat \u00e9s que la biometria ha vingut per quedar-se, bizumer. Agilitza els tr\u00e0mits i permet que els pagaments siguin m\u00e9s r\u00e0pids. La teva informaci\u00f3 biom\u00e8trica no es pot manipular ni modificar. Tanmateix, des de l\u2019AEPD ens donen   <\/span> <a href=\"https:\/\/www.aepd.es\/es\/documento\/nota-equivocos-biometria.pdf\" target=\"_blank\" rel=\"noopener\">m\u00e9s informaci\u00f3 per evitar confusions i problemes i utilitzar-lo de manera 100% segura.<\/a><\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n","protected":false},"excerpt":{"rendered":"<p>La biometria en aplicacions banc\u00e0ries ja \u00e9s una realitat. Descobreix amb Bizum m\u00e9s informaci\u00f3 sobre dades biom\u00e8triques i el pagament amb m\u00f2bil.<\/p>\n","protected":false},"featured_media":17697,"menu_order":0,"template":"","paises":[23],"perfil":[37,144],"tema":[38],"class_list":["post-3876","articulo","type-articulo","status-publish","has-post-thumbnail","hentry","paises-es","perfil-particulares","tema-seguridad-y-fraude"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Qu\u00e8 \u00e9s la biometria en aplicacions banc\u00e0ries? Pagaments segurs - Bizum Espa\u00f1a<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Qu\u00e8 \u00e9s la biometria en aplicacions banc\u00e0ries? 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