{"id":3882,"date":"2021-02-05T09:30:39","date_gmt":"2021-02-05T08:30:39","guid":{"rendered":"https:\/\/pv-bizum-web-corporativa-wordpress-es-stg.servidortemporal.net\/articulos\/pautes-evitar-estafes\/"},"modified":"2026-11-04T16:03:21","modified_gmt":"2026-11-04T15:03:21","slug":"pautes-evitar-estafes","status":"publish","type":"articulo","link":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/ca\/articulos\/pautes-evitar-estafes\/","title":{"rendered":"Com evitem les estafes per internet?"},"content":{"rendered":"<section\r\n    class=\"m06-singles-hero m06-singles-hero--individuals m06-singles-hero--border-rounded\"\r\n    id=\"m06-6af751adad701\"\r\n    aria-label=\"Hero del art\u00edculo\"\r\n>\r\n    <div class=\"container\">\r\n        <div class=\"m06-singles-hero__card\">\r\n\r\n            \r\n                            <ul class=\"m06-singles-hero__labels\" aria-label=\"Categor\u00edas\">\r\n                                            <li class=\"m06-singles-hero__label\">Art\u00edculo<\/li>\r\n                                            <li class=\"m06-singles-hero__label\">Particulares<\/li>\r\n                                            <li class=\"m06-singles-hero__label\">Particulares<\/li>\r\n                                            <li class=\"m06-singles-hero__label\">Seguridad y fraude<\/li>\r\n                                    <\/ul>\r\n            \r\n            \r\n            <h1 class=\"m06-singles-hero__title\">Com evitem les estafes per internet?<\/h1>\r\n\r\n            \r\n            <div class=\"m06-singles-hero__meta\" role=\"list\" aria-label=\"Informaci\u00f3n del art\u00edculo\">\r\n\r\n                                    <div class=\"m06-singles-hero__meta-item\" role=\"listitem\">\r\n                        \r\n                        <span class=\"m06-singles-hero__meta-icon\" aria-hidden=\"true\">\r\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"16\" viewBox=\"0 0 10 16\" fill=\"none\">\r\n                                <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0 0.8C0 0.3584 0.3584 0 0.8 0H2.4H7.2H8.8C9.2416 0 9.6 0.3584 9.6 0.8C9.6 1.2416 9.2416 1.6 8.8 1.6V4.8256C8.8 5.5376 8.484 6.2128 7.9368 6.6688L6.3392 8L7.9368 9.3312C8.484 9.7872 8.8 10.4624 8.8 11.1744V14.4C9.2416 14.4 9.6 14.7584 9.6 15.2C9.6 15.6416 9.2416 16 8.8 16H7.2H2.4H0.8C0.3584 16 0 15.6416 0 15.2C0 14.7584 0.3584 14.4 0.8 14.4V11.1744C0.8 10.4624 1.116 9.7872 1.6632 9.3312L3.2608 8L1.6632 6.6688C1.116 6.2128 0.8 5.5376 0.8 4.8256V1.6C0.3584 1.6 0 1.2416 0 0.8ZM7.2 12.8H2.4V11.1744C2.4 10.9376 2.5056 10.712 2.688 10.56L4.288 9.22642C4.5848 8.97922 5.0152 8.97922 5.312 9.22642L6.912 10.56C7.0944 10.712 7.2 10.9376 7.2 11.1744V12.8ZM5.6 1.6H7.2V3.2V4.8256C7.2 4.9576 7.1672 5.0856 7.1072 5.2H2.4928C2.4328 5.0856 2.4 4.9576 2.4 4.8256V3.2V1.6H4H5.6Z\" fill=\"currentColor\"\/>\r\n                            <\/svg>\r\n                        <\/span>\r\n                        <span class=\"m06-singles-hero__meta-label\">\r\n                            <span class=\"m06-singles-hero__meta-key\">Tiempo de lectura:<\/span>\r\n                            <span class=\"m06-singles-hero__meta-value\">\r\n                                9 min                            <\/span>\r\n                        <\/span>\r\n                    <\/div>\r\n                \r\n                                    <div class=\"m06-singles-hero__meta-item\" role=\"listitem\">\r\n                        \r\n                        <span class=\"m06-singles-hero__meta-icon\" aria-hidden=\"true\">\r\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"16\" viewBox=\"0 0 15 16\" fill=\"none\">\r\n                                <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2.4 16H12C13.328 16 14.4 14.9256 14.4 13.6V8V5.1032C14.4 4.5168 14.184 3.9504 13.8 3.5112L12.48 2.024L11.448 0.8336C10.992 0.304 10.328 0 9.632 0H7.2H2.4C1.072 0 0 1.0744 0 2.4V13.6C0 14.9256 1.072 16 2.4 16ZM10.24 1.8776L11.272 3.0768L12.6 4.5728C12.728 4.7192 12.8 4.908 12.8 5.1032V8V13.6C12.8 14.0416 12.44 14.4 12 14.4H2.4C1.96 14.4 1.6 14.0416 1.6 13.6V2.4C1.6 1.9584 1.96 1.6 2.4 1.6H7.2H9.632C9.864 1.6 10.088 1.7016 10.24 1.8776ZM9.82426 7.70402C10.0963 7.36002 10.0483 6.85682 9.70426 6.57842C9.36026 6.30002 8.85626 6.35282 8.57626 6.69602L6.58426 9.16002L5.80026 8.27202C5.51226 7.94002 5.00026 7.90722 4.67226 8.19922C4.33626 8.49122 4.30426 8.99682 4.60026 9.32802L6.00826 10.928C6.16026 11.1056 6.39226 11.2048 6.62426 11.2C6.85626 11.1952 7.08026 11.0864 7.23226 10.904L9.82426 7.70402Z\" fill=\"currentColor\"\/>\r\n                            <\/svg>\r\n                        <\/span>\r\n                        <span class=\"m06-singles-hero__meta-label\">\r\n                            <span class=\"m06-singles-hero__meta-key\">Publicaci\u00f3n:<\/span>\r\n                            <span class=\"m06-singles-hero__meta-value\">5\/2\/21<\/span>\r\n                        <\/span>\r\n                    <\/div>\r\n                \r\n                                    <div class=\"m06-singles-hero__meta-item\" role=\"listitem\">\r\n                        \r\n                        <span class=\"m06-singles-hero__meta-icon\" aria-hidden=\"true\">\r\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\r\n                                <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M3.56776 11.8301L4.10163 11.9543C4.61193 12.0721 5.10773 11.7485 5.21015 11.2319C5.31257 10.7152 4.98174 10.2004 4.47234 10.0825L1.84653 9.4743C1.37611 9.36553 0.910222 9.63293 0.764292 10.0952L0.0446166 12.374C-0.113096 12.8752 0.160635 13.4218 0.655525 13.5968C1.15132 13.7708 1.68066 13.5061 1.83837 13.0058L1.91722 12.7556C3.01849 14.2521 4.495 15.1694 5.69326 15.5909C7.18336 16.1157 9.37774 16.2744 11.4942 15.2165C13.6178 14.1551 14.8224 12.2434 15.2947 10.7451C15.4533 10.2448 15.1796 9.69728 14.6847 9.52325C14.1889 9.34831 13.6595 9.61298 13.5018 10.1142C13.1483 11.2328 12.2247 12.6912 10.6313 13.488C9.03059 14.2875 7.36374 14.1642 6.2661 13.778C5.42406 13.4816 4.3808 12.8435 3.56776 11.8301ZM10.8992 5.91748C10.3898 5.79965 10.0599 5.28479 10.1623 4.76813C10.2648 4.25146 10.7606 3.92787 11.2699 4.0457L11.8047 4.16988C10.9908 3.15649 9.94752 2.51837 9.10639 2.22196C8.00784 1.83582 6.34189 1.71255 4.7412 2.51202C3.14686 3.30877 2.22325 4.76722 1.87066 5.88576C1.71295 6.38702 1.18271 6.65169 0.687817 6.47675C0.192926 6.30272 -0.0808042 5.75523 0.0769081 5.25488C0.550045 3.75655 1.75464 1.84489 3.87741 0.783456C5.99384 -0.27435 8.18821 -0.115724 9.67832 0.409099C10.8775 0.83059 12.354 1.74881 13.4544 3.24442L13.5332 2.99424C13.6918 2.49389 14.2212 2.22921 14.7161 2.40325C15.2119 2.57819 15.4847 3.12477 15.327 3.62602L14.6082 5.90479C14.4623 6.36707 13.9964 6.63447 13.526 6.5257L10.8992 5.91748Z\" fill=\"currentColor\"\/>\r\n                            <\/svg>\r\n                        <\/span>\r\n                        <span class=\"m06-singles-hero__meta-label\">\r\n                            <span class=\"m06-singles-hero__meta-key\">\u00daltima actualizaci\u00f3n:<\/span>\r\n                            <span class=\"m06-singles-hero__meta-value\">4\/11\/26<\/span>\r\n                        <\/span>\r\n                    <\/div>\r\n                \r\n            <\/div>\r\n\r\n            \r\n                                            <div class=\"m06-singles-hero__image-wrap\">\r\n                    <img fetchpriority=\"high\"\r\n                        class=\"m06-singles-hero__image\"\r\n                        src=\"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/wp-content\/uploads\/2026\/07\/Depositphotos_212597284_l-2015-2-2.jpg\"\r\n                        alt=\"\"\r\n                         width=\"2000\"                          height=\"1333\"                         loading=\"eager\"\r\n                        decoding=\"async\"\r\n                    >\r\n                <\/div>\r\n            \r\n            \r\n            \r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-rounded\"\r\n    id=\"m22-section-0\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p><span>Les estafes a internet s\u00f3n a l\u2019ordre del dia. Els ciberdelinq\u00fcents aprofiten la por, la manca de coneixement i les distraccions d\u2019algunes persones per aconseguir les seves dades i aix\u00ed sostreure diners dels seus comptes. Aquests enganys s\u00f3n for\u00e7a habituals i estan a l\u2019ordre del dia. Al nostre article d\u2019avui, et donem pautes i consells per evitar ser estafat i m\u00e9s detalls sobre el <em>vishing<\/em> , una nova modalitat d\u2019estafa.     <\/span><\/p>\n<p><span>A Bizum la teva seguretat \u00e9s la nostra prioritat i volem que et sentis tranquil. Per aix\u00f2 repassem algunes raons que fan a Bizum un sistema de pagaments segur. I una \u00faltima petici\u00f3 als nostres bizumers: sentit com\u00fa! Ens ser\u00e0 molt \u00fatil per no deixar-nos engatusar i evitar disgustos.     <\/span><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-0\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Bizum, sense errors de seguretat<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p>El primer que cal aclarir, sobretot per a la teva tranquil\u00b7litat, \u00e9s que els casos de frau a trav\u00e9s de Bizum <strong>no es deuen a errors de seguretat<\/strong> . A la majoria d\u2019incidents els estafadors persuadeixen els clients per demanar-los les dades banc\u00e0ries. Bizum, com a m\u00e8tode de pagament de compte a compte, ofereix la m\u00e0xima garantia de seguretat d\u2019acord amb els est\u00e0ndards regulats per la Uni\u00f3 Europea i la legislaci\u00f3 del nostre pa\u00eds. De fet <a href=\"https:\/\/bizum.com\/blog\/normativa-psd2-seguridad-pago-ecommerce\/\" target=\"_blank\" rel=\"noopener\">Bizum va n\u00e9ixer complint tant la normativa de seguretat europea com espanyola<\/a> . La PSD2 obliga a utilitzar l\u2019autenticaci\u00f3 refor\u00e7ada de clients o SCA. Aix\u00f2 implica l\u2019\u00fas de <strong>dos factors d\u2019autenticaci\u00f3<\/strong> en operacions banc\u00e0ries que abans no ho requerien. Aquesta <strong>validaci\u00f3 de lusuari<\/strong> \u00e9s realitzada per cada banc, dacord amb les seves pr\u00f2pies pol\u00edtiques i procediments de seguretat.   <\/p>\n<p><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/bizum.com\/wp-content\/uploads\/2021\/02\/Depositphotos_6264851_s-2019.jpg\" alt=\"A Bizum la seguretat i tranquil\u00b7litat dels nostres usuaris \u00e9s el primer  \" width=\"1000\" height=\"667\" class=\"aligncenter wp-image-8530 size-full\"><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-1\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Quan sospitar en una gesti\u00f3 amb Bizum?<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p>Les <strong>estafes amb Bizum<\/strong> tenen a veure amb la informaci\u00f3 personal que els mateixos usuaris faciliten als delinq\u00fcents sense saber-ho. A Bizum et deixem situacions que et poden fer dubtar: \u2013 Si et faran un Bizum, \u00e9s a dir, ser\u00e0s tu qui rebi els diners no cal que introdueixis les teves <strong>credencials banc\u00e0ries<\/strong> . Si en aquest moment no tens actiu Bizum, rebr\u00e0s un missatge perqu\u00e8 ho facis dins de l\u2019app del teu banc, que \u00e9s un entorn segur. \u2013 <strong>Sol\u00b7licituds d\u2019enviament.<\/strong> Pots rebutjar una sol\u00b7licitud d\u2019enviament de diners del teu Bizum dins de l\u2019app del teu banc. Si en reps alguna, confirma que \u00e9s correcta. Si tens sospites i creus que ets v\u00edctima d\u2019una estafa pots denegar la sol\u00b7licitud d\u2019enviament de diners dins l\u2019aplicaci\u00f3 del teu banc. \u2013 <strong>No reconec un pagament fet per Bizum, qu\u00e8 puc fer?<\/strong> Revisa b\u00e9 els detalls del pagament a l\u2019app del teu banc o al teu compte bancari per confirmar que no l\u2019identifiques. En aquest cas, posa\u2019t immediatament en contacte amb el servei d\u2019atenci\u00f3 al client de la teva entitat. Ells us diran com actuar i, si es tract\u00e9s efectivament d\u2019un c\u00e0rrec indegut, com reclamar-ne el reemborsament. <\/p>\n<p><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/bizum.com\/wp-content\/uploads\/2021\/02\/Depositphotos_431413098_s-2019.jpg\" alt=\"A Bizum mai et demanem claus o n\u00fameros de compte\" width=\"1000\" height=\"667\" class=\"aligncenter wp-image-8535 size-full\"><br \/>\n\u00a0<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/bizum.com\/wp-content\/uploads\/2021\/02\/Depositphotos_235295450_s-2019.jpg\" alt=\"El &apos;vishing&apos; \u00e9s un nou m\u00e8tode d&apos;estafa que combina tel\u00e8fon i internet per enganyar els usuaris i demanar-los dades personals de manera fraudulenta\" width=\"1000\" height=\"655\" class=\"aligncenter wp-image-8540 size-full\"><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-2\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Seguretat Social i Bizum en un cas de \u2018vishing\u2019<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p>Potser et sona aquest frau. Els ciberdelinq\u00fcents es fan passar per funcionaris de la Seguretat Social i fan creure que els arribar\u00e0 un ingr\u00e9s al compte a trav\u00e9s de Bizum. L\u2019 <a href=\"https:\/\/www.osi.es\/es\" target=\"_blank\" rel=\"noopener\">Oficina de Seguretat de l\u2019Internauta<\/a> (OSI), dependent de l\u2019 <a href=\"https:\/\/www.incibe.es\/\" target=\"_blank\" rel=\"noopener\">Institut Nacional de Ciberseguretat<\/a> , ha alertat d\u2019una presumpta estafa consistent en <strong>trucades que suplanten l\u2019organisme<\/strong> per fer c\u00e0rrecs a usuaris a trav\u00e9s de <strong>Bizum<\/strong> . Es rep una trucada fraudulenta d\u2019un suposat funcionari de la Seguretat Social amb l\u2019excusa de tornar una quantitat de diners, per exemple, perqu\u00e8 tenen fills a c\u00e0rrec o maternitat. De vegades no se\u2019n detalla el motiu. A la comunicaci\u00f3 es requereix l\u2019\u00fas de Bizum perqu\u00e8 el ciberdelinq\u00fcent envia a l\u2019usuari una <strong>notificaci\u00f3 a trav\u00e9s d\u2019aquesta.<\/strong> El remitent pot arribar a apar\u00e8ixer com a TGSS, per donar m\u00e9s credibilitat. L\u2019engany ve quan <strong>la sol\u00b7licitud que es rep no \u00e9s per a un pagament, sin\u00f3 que es tracta d\u2019una petici\u00f3 de cobrament<\/strong> . Si la persona no se n\u2019adona i ho accepta, se li far\u00e0 un c\u00e0rrec.  <\/p>\n<p><span>Atenci\u00f3 a aquests 3 senyals de sospita!<\/span><\/p>\n<p><span><\/span>1. <strong>Ni el teu banc ni Bizum et demanaran el n\u00famero de compte<\/strong><span>. Si alguien lo hace en su nombre, no accedas. <\/span><span><br \/>\n<\/span><\/p>\n<p>2. <strong>Sospita que institucions<\/strong> com la Seguretat Social, Hisenda, Correus\u2026 <strong>et demanin dades de car\u00e0cter personal<\/strong> . 3. Si les gestions que se sol\u00b7liciten et porten a un enlla\u00e7 extern <strong>no facis res fins que confirmis que \u00e9s una URL veritable<\/strong> . Qualsevol canvi a la teva aplicaci\u00f3 es realitza dins de l\u2019entorn de l\u2019app banc\u00e0ria. Dubte si no \u00e9s aix\u00ed.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/bizum.com\/wp-content\/uploads\/2021\/02\/Depositphotos_410288314_s-2019.jpg\" alt=\"Si l&apos;estafa s&apos;ha produ\u00eft la primera cosa que cal fer \u00e9s interposar den\u00fancia i comunicar-ho al nostre banc\" width=\"1000\" height=\"563\" class=\"aligncenter wp-image-8545 size-full\"><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-3\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>M\u2019han estafat a trav\u00e9s de Bizum, qu\u00e8 faig?<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p>Els estafadors han aconseguit el seu objectiu. Aix\u00f2 \u00e9s el que has de fer:<br \/>\n<strong><\/strong><\/p>\n<ul>\n<li style=\"list-style-type: none\">\n<ul>\n<li>\u2013 <strong>Interposar una den\u00fancia<\/strong> davant les Forces i els Cossos de Seguretat de l\u2019Estat (FCSE) i l\u2019Ag\u00e8ncia Espanyola de Protecci\u00f3 de Dades. El <a href=\"https:\/\/www.gdt.guardiacivil.es\/webgdt\/faq.php\" target=\"_blank\" rel=\"noopener\">cos de delictes telem\u00e0tics<\/a> entrar\u00e0 en acci\u00f3. <\/li>\n<li>\u2013 Si s\u2019han facilitat dades banc\u00e0ries, cal <strong>contactar directament amb el banc<\/strong> per prendre les mesures de seguretat que corresponguin i aix\u00ed evitar que es facin c\u00e0rrecs addicionals.<\/li>\n<li>-Des de l\u2019 <strong>Oficina de Seguretat de l\u2019Internauta<\/strong> ens deixen algunes <a href=\"https:\/\/www.osi.es\/es\/reporte-de-fraude\" target=\"_blank\" rel=\"noopener\">vies per reportar un frau<\/a> .<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>Des de Bizum <strong>proporcionarem tota la informaci\u00f3 necess\u00e0ria per a la investigaci\u00f3<\/strong> de cada cas. Totes les dades en moviments queden registrades al nostre sistema. A Bizum sempre col\u00b7laborem oferint tota l\u2019ajuda que estigui a la nostra m\u00e0 per aclarir la responsabilitat del delicte. Aix\u00ed que, bizumer, ara que coneixes les maneres d\u2019estafar nom\u00e9s queda estar atent a qualsevol senyal que et faci sospitar i, sobretot, molt de sentit com\u00fa.  <\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-4\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Com evitar estafes per internet<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p><span style=\"font-weight: 400\">La millor manera de saber<\/span> <b>com evitar estafes per intern<\/b> <span style=\"font-weight: 400\">t \u00e9s ser conscients de quines s\u00f3n les m\u00e9s comunes, i quines<\/span> <b>pautes per evitar estafes<\/b> <span style=\"font-weight: 400\">ens poden ajudar a identificar-les per no caure en les seves ast\u00facies.<\/span><\/p>\n<p><span style=\"font-weight: 400\">A continuaci\u00f3, volem compartir amb tu alguns dels fraus m\u00e9s comuns i la millor manera d\u2019evitar-los:<\/span><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-5\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Les estafes per internet m\u00e9s comunes<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-6\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Els falsos premis que mai vas sol\u00b7licitar<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p><span style=\"font-weight: 400\">Una estafa en l\u00ednia molt utilitzada actualment consisteix a enviar un sms a la potencial v\u00edctima, anunciant que ha guanyat un premi i que ha de clicar en un enlla\u00e7 determinat per rebre\u2019l, en general, en aquest enlla\u00e7 se sol sol\u00b7licitar alguna dada comprometedora com pot ser el n\u00famero de compte bancari.<\/span><\/p>\n<p><span style=\"font-weight: 400\">En aquest cas, la millor forma de com evitar estafes per internet \u00e9s fixar-nos en la pressa que aquest sms intenta transmetre\u2019ns, i que \u00fanicament cerca que no tinguem temps de verificar la font del missatge. Quan realment es guanya un premi, l\u2019entitat mai no ficar\u00e0 pressa a l\u2019usuari perqu\u00e8 el reclami, ja que el premi ja \u00e9s seu i se sol disposar d\u2019un termini for\u00e7a ampli per sol\u00b7licitar-lo. <\/span><\/p>\n<p><span style=\"font-weight: 400\">De la mateixa manera, \u00e9s habitual que aquests suposats premis provinguin de sorteigs en qu\u00e8 realment mai no hem participat, per la qual cosa ja de per si grinyolen una mica. Sempre que rebis un sms o correu electr\u00f2nic avisant d\u2019un suposat premi que mai vas buscar no se t\u2019acudeixi clicar a l\u2019enlla\u00e7 (i molt menys, donar les teves dades personals) doncs es tracta d\u2019una estafa. <\/span><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-7\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Phishing , una de les estafes m\u00e9s comunes d\u2019internet<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p><span style=\"font-weight: 400\">Una altra de les estafes m\u00e9s comunes d\u2019internet \u00e9s la que coneixem com a \u201c<\/span> <i><span style=\"font-weight: 400\">phishing<\/span><\/i> <span style=\"font-weight: 400\">\u201d aquesta estratagema consisteix a duplicar una p\u00e0gina web de manera gaireb\u00e9 id\u00e8ntica i enviar-la a la v\u00edctima potencial.<\/span> <span style=\"font-weight: 400\">Per aix\u00f2 se sol enviar primer un missatge via sms o correu electr\u00f2nic avisant d\u2019una activitat sospitosa al vostre compte bancari, en entrar a la p\u00e0gina falsificada, la v\u00edctima introdueix el vostre usuari i contrasenya, pensant que realment est\u00e0 entrant al vostre banc; no obstant aix\u00f2, aquestes dades arriben a un<\/span> <i><span style=\"font-weight: 400\">hacker<\/span><\/i> <span style=\"font-weight: 400\">que, autom\u00e0ticament, canviar\u00e0 l\u2019usuari i la contrasenya per fer seu aquest compte nou.<\/span> <\/p>\n<p><span style=\"font-weight: 400\">Aquesta estafa es pot utilitzar per perdre comptes de tota mena, i no nom\u00e9s les monet\u00e0ries, sin\u00f3 tamb\u00e9 l\u2019acc\u00e9s a p\u00e0gines web o comptes de xarxes socials amb una gran quantitat de seguidors.  <\/span><\/p>\n<p><span style=\"font-weight: 400\">El m\u00e9s important \u00e9s no accedir a cap p\u00e0gina web que no sigui l\u2019oficial, ni trucar a cap n\u00famero de tel\u00e8fon que no sigui el que proporciona la mateixa web corporativa. Con\u00e8ixer aquesta estratagema tamb\u00e9 ens ajudar\u00e0 a saber com evitar fraus en compres per Internet. <\/span><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-8\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>\u2018Vishing\u2019, el nou frau que combina tel\u00e8fon i internet<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p>El <em>vishing<\/em> <strong>\u00e9s un frau que es fa mitjan\u00e7ant una trucada telef\u00f2nica<\/strong> amb l\u2019objectiu d\u2019aconseguir dades personals o banc\u00e0ries d\u2019una persona. El <a href=\"https:\/\/www.gdt.guardiacivil.es\/webgdt\/faq.php\" target=\"_blank\" rel=\"noopener\">Grup de Delictes Telem\u00e0tics de la Gu\u00e0rdia Civil<\/a> alerta d\u2019aquesta nova variant d\u2019estafa el terme de la qual prov\u00e9 de la uni\u00f3 dels termes <em>voice<\/em> i <em>phishing<\/em> i que combina <strong>tel\u00e8fon i<\/strong> <strong>Internet<\/strong> . Aix\u00ed actuen:  <\/p>\n<ul>\n<li style=\"list-style-type: none\">\n<ul>\n<li>\u2013 Es rep SMS amb el ganxo de l\u2019engany. Missatges en qu\u00e8 s\u2019informa que et tornaran una quantitat de diners o s\u2019ha fet un c\u00e0rrec al teu compte. <\/li>\n<li>\u2013 En lloc de trucar ja al banc, la persona truca al n\u00famero des d\u2019on s\u2019envia el missatge.<\/li>\n<li>\u2013 Una <strong>centraleta<\/strong> <strong>demana el nostre DNI i n\u00famero de targeta<\/strong> per, suposadament, cancel\u00b7lar la compra efectuada fraudulentament o per fer-ne la devoluci\u00f3.<\/li>\n<li>\u2013 Per obtenir aquesta informaci\u00f3, els delinq\u00fcents suplanten la identitat dun tercer. Acabem de facilitar la informaci\u00f3 que necessiten per estafar-nos. <\/li>\n<li>\u2013 La soluci\u00f3 passa per <strong>no fer cas a l\u2019SMS<\/strong> <strong>inicial<\/strong> , ni trucar a aquest tel\u00e8fon, ni facilitar dades personals per tel\u00e8fon.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-9\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Com evitar fraus en compres en l\u00ednia<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p><span style=\"font-weight: 400\">Una altra de les estafes m\u00e9s comunes a la xarxa consisteix en p\u00e0gines fraudulentes que nom\u00e9s busquen aconseguir el teu n\u00famero de compte o que paguis per un producte que mai arriba, ja que el<\/span> <i><span style=\"font-weight: 400\">phishing<\/span><\/i> <span style=\"font-weight: 400\">tamb\u00e9 \u00e9s un frau habitual en les compres per internet:<\/span> <\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-10\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Com evitar estafes per internet a les teves compres en l\u00ednia?<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <ul>\n<li style=\"list-style-type: none\">\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">\u2013 Evita comprar a p\u00e0gines que no coneixes, si es tracta d\u2019una de nova creaci\u00f3 busca ressenyes fiables a internet abans d\u2019animar-te.  <\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">\u2013 Comprova que les p\u00e0gines que visites comencin per \u201cHTTPS\u201d, ja que aix\u00f2 significa que compta amb els protocols de seguretat necessaris per xifrar les dades de navegaci\u00f3.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">\u2013 Si una oferta \u00e9s massa bona per ser veritat, el m\u00e9s probable \u00e9s que no sigui veritat.  <\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">\u2013 Entra a la botiga en l\u00ednia que desitges directament des del cercador, aix\u00ed evitar\u00e0s botigues que es fan passar per altres, i que en general solen deixar els seus enlla\u00e7os d\u2019acc\u00e9s a xarxes socials.  <\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">\u2013 Reviseu b\u00e9 la descripci\u00f3 i el nom del producte per comprovar que es tracta de l\u2019original, sempre que sigui possible, llegiu detingudament les opinions dels usuaris.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n","protected":false},"excerpt":{"rendered":"<p>T&#8217;expliquem les pautes per evitar estafes per internet m\u00e9s efectives, con\u00e8ixer-les et permetr\u00e0 navegar i comprar en l\u00ednia amb seguretat<\/p>\n","protected":false},"featured_media":17722,"menu_order":0,"template":"","paises":[23],"perfil":[37,144],"tema":[38],"class_list":["post-3882","articulo","type-articulo","status-publish","has-post-thumbnail","hentry","paises-es","perfil-particulares","tema-seguridad-y-fraude"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - 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