{"id":3934,"date":"2025-02-13T20:16:34","date_gmt":"2025-02-13T19:16:34","guid":{"rendered":"https:\/\/pv-bizum-web-corporativa-wordpress-es-stg.servidortemporal.net\/articulos\/normativa-psd2-seguridad-pago-ecommerce-2\/"},"modified":"2026-11-04T16:05:32","modified_gmt":"2026-11-04T15:05:32","slug":"normativa-psd2-seguridad-pago-ecommerce","status":"publish","type":"articulo","link":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/articulos\/normativa-psd2-seguridad-pago-ecommerce\/","title":{"rendered":"Tr\u00e1tase da normativa PSD2 que garante a seguridade nos pagos en li\u00f1a con Bizum"},"content":{"rendered":"<section\r\n    class=\"m06-singles-hero m06-singles-hero--individuals m06-singles-hero--border-rounded\"\r\n    id=\"m06-6af753136787d\"\r\n    aria-label=\"Hero del art\u00edculo\"\r\n>\r\n    <div class=\"container\">\r\n        <div class=\"m06-singles-hero__card\">\r\n\r\n            \r\n                            <ul class=\"m06-singles-hero__labels\" aria-label=\"Categor\u00edas\">\r\n                                            <li class=\"m06-singles-hero__label\">Art\u00edculo<\/li>\r\n                                            <li class=\"m06-singles-hero__label\">Particulares<\/li>\r\n                                            <li class=\"m06-singles-hero__label\">Particulares<\/li>\r\n                                            <li class=\"m06-singles-hero__label\">Seguridad y fraude<\/li>\r\n                                    <\/ul>\r\n            \r\n            \r\n            <h1 class=\"m06-singles-hero__title\">Tr\u00e1tase da normativa PSD2 que garante a seguridade nos pagos en li\u00f1a con Bizum<\/h1>\r\n\r\n            \r\n            <div class=\"m06-singles-hero__meta\" role=\"list\" aria-label=\"Informaci\u00f3n del art\u00edculo\">\r\n\r\n                                    <div class=\"m06-singles-hero__meta-item\" role=\"listitem\">\r\n                        \r\n           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class=\"m06-singles-hero__meta-label\">\r\n                            <span class=\"m06-singles-hero__meta-key\">Publicaci\u00f3n:<\/span>\r\n                            <span class=\"m06-singles-hero__meta-value\">13\/2\/25<\/span>\r\n                        <\/span>\r\n                    <\/div>\r\n                \r\n                                    <div class=\"m06-singles-hero__meta-item\" role=\"listitem\">\r\n                        \r\n                        <span class=\"m06-singles-hero__meta-icon\" aria-hidden=\"true\">\r\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\r\n                                <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M3.56776 11.8301L4.10163 11.9543C4.61193 12.0721 5.10773 11.7485 5.21015 11.2319C5.31257 10.7152 4.98174 10.2004 4.47234 10.0825L1.84653 9.4743C1.37611 9.36553 0.910222 9.63293 0.764292 10.0952L0.0446166 12.374C-0.113096 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3.24442L13.5332 2.99424C13.6918 2.49389 14.2212 2.22921 14.7161 2.40325C15.2119 2.57819 15.4847 3.12477 15.327 3.62602L14.6082 5.90479C14.4623 6.36707 13.9964 6.63447 13.526 6.5257L10.8992 5.91748Z\" fill=\"currentColor\"\/>\r\n                            <\/svg>\r\n                        <\/span>\r\n                        <span class=\"m06-singles-hero__meta-label\">\r\n                            <span class=\"m06-singles-hero__meta-key\">\u00daltima actualizaci\u00f3n:<\/span>\r\n                            <span class=\"m06-singles-hero__meta-value\">4\/11\/26<\/span>\r\n                        <\/span>\r\n                    <\/div>\r\n                \r\n            <\/div>\r\n\r\n            \r\n                                            <div class=\"m06-singles-hero__image-wrap\">\r\n                    <img fetchpriority=\"high\"\r\n                        class=\"m06-singles-hero__image\"\r\n                        src=\"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/wp-content\/uploads\/2026\/07\/22.-Formas-de-pagar-con-el-movil_Listado-previo-724-x483px-1.png\"\r\n                        alt=\"\"\r\n                         width=\"724\"                          height=\"483\"                         loading=\"eager\"\r\n                        decoding=\"async\"\r\n                    >\r\n                <\/div>\r\n            \r\n            \r\n            \r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-rounded\"\r\n    id=\"m22-section-0\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p class=\"wp-block-paragraph\">Estamos case seguros de que realizas compras tanto en tendas en li\u00f1a como en persoa. E o que \u00e9 a\u00ednda mellor, cando ves que o comercio en li\u00f1a permite pagar con Bizum, sempre escolles esta opci\u00f3n porque \u00e9 r\u00e1pida, sinxela e segura. <\/p>\n<p class=\"wp-block-paragraph\">E como parte da t\u00faa confianza en Bizum \u00e9 porque sabes que \u00e9 un servizo <strong>moi seguro<\/strong> , queremos contarche con m\u00e1is detalle a normativa PSD2 e todas as garant\u00edas de seguridade que hai detr\u00e1s de cada operaci\u00f3n con Bizum, baseada nos servizos de pago PSD2.<\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-0\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Que \u00e9 PSD2 e como me protexe?<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p class=\"wp-block-paragraph\">O regulamento PSD2 ( <em>Proveedores de Servizos de Pago<\/em> ) \u00e9 a Directiva Europea que regula os servizos de pago electr\u00f3nico na Uni\u00f3n Europea desde 2013. \u00c9 unha evoluci\u00f3n do <strong>PSD<\/strong> <em>(Proveedores de Servizos de Pago)<\/em> , a <strong>primeira Directiva de Servizos de Pago<\/strong> al\u00f3 polo ano 2007 e que a <strong>Comisi\u00f3n Europea<\/strong> revisou, dando as\u00ed lugar \u00e1 regulaci\u00f3n PSD2 que mellora a protecci\u00f3n do consumidor, fomenta a competencia e <strong>reforza a innovaci\u00f3n no sector das transacci\u00f3ns<\/strong> .   <\/p>\n<p class=\"wp-block-paragraph\">O regulamento de servizos de pago PSD2 non s\u00f3 aumenta a confianza en Europa, sen\u00f3n que tam\u00e9n permite organizar a <strong>adaptaci\u00f3n dos servizos bancarios \u00e1s novas tecnolox\u00edas<\/strong> . Isto levou ao reco\u00f1ecemento oficial das <strong>API<\/strong> <em>(Application Programming Interfaces)<\/em> nos distintos sectores financeiros.   <\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-1\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>A autenticaci\u00f3n de dous factores \u00e9 grazas ao servizo de pago PSD2<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p class=\"wp-block-paragraph\">Unha das novidades da regulaci\u00f3n PSD2 \u00e9 a <em>Strong<\/em> Customer Authentication ou SCA, que reforza a protecci\u00f3n nas compras en li\u00f1a. O que isto significa \u00e9 que este novo requisito de seguridade do servizo de pago PSD2 require que a persoa que realiza o pago utilice polo menos <strong>dous destes tres factores de autenticaci\u00f3n<\/strong> nas s\u00faas transacci\u00f3ns bancarias: <\/p>\n<ol class=\"wp-block-list\">\n<li>Tel\u00e9fono m\u00f3bil<\/li>\n<li>Contrasinal ou c\u00f3digo PIN<\/li>\n<li>Pegada dixital ou reco\u00f1ecemento facial<\/li>\n<\/ol>\n<p class=\"wp-block-paragraph\">Isto significa que, grazas a este sistema, tanto os pagos como o acceso \u00e1 conta ter\u00e1n un dobre factor de seguridade, o que axuda <strong>a reducir a fraude nos pagos en li\u00f1a<\/strong> .<\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-2\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Os usuarios e empresas de Bizum est\u00e1n m\u00e1is seguros e protexidos coas normativas PSD2<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p class=\"wp-block-paragraph\">Agora que xa sabes cal \u00e9 o regulamento PSD2 e por que \u00e9 tan importante, s\u00f3 queda resumir as d\u00faas principais vantaxes de ter un servizo de pago PSD2:<\/p>\n<ol class=\"wp-block-list\">\n<li>Ao utilizar <a href=\"https:\/\/bizum.es\/blog\/pago-ecommerce-bizum\/\" target=\"_blank\" rel=\"noreferrer noopener\">os m\u00e9todos de pago de Bizum no comercio electr\u00f3nico<\/a> , ti como cliente ter\u00e1s <strong>unha dobre verificaci\u00f3n de seguridade<\/strong> : o contrasinal da aplicaci\u00f3n do teu banco e a validaci\u00f3n do teu m\u00f3bil. Isto significa que tes as garant\u00edas das canles bancarias e do cumprimento da lexislaci\u00f3n espa\u00f1ola e europea.   <\/li>\n<li>Para as empresas en li\u00f1a, <strong>a implantaci\u00f3n de Bizum no seu comercio electr\u00f3nico<\/strong> d\u00e1lle \u00e1 marca o selo de \u201d <strong>comercio electr\u00f3nico seguro<\/strong> \u201d e reforza o compromiso cos seus clientes.  <\/li>\n<\/ol>\n<p class=\"wp-block-paragraph\">Agora que sabes que comprar en li\u00f1a con Bizum \u00e9 s\u00faper seguro, aproveita todos os seus beneficios!<\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n","protected":false},"excerpt":{"rendered":"<p>Estamos case seguros de que realizas compras tanto en tendas en li\u00f1a como en persoa. E o que \u00e9 a\u00ednda mellor, cando ves que o comercio en li\u00f1a permite pagar con Bizum, sempre escolles esta opci\u00f3n porque \u00e9 r\u00e1pida, sinxela e segura. E como parte da t\u00faa confianza en Bizum \u00e9 porque sabes que \u00e9 [&hellip;]<\/p>\n","protected":false},"featured_media":3041,"menu_order":0,"template":"","paises":[23],"perfil":[37,143],"tema":[38],"class_list":["post-3934","articulo","type-articulo","status-publish","has-post-thumbnail","hentry","paises-es","perfil-particulares","tema-seguridad-y-fraude"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Tr\u00e1tase da normativa PSD2 que garante a seguridade nos pagos en li\u00f1a con Bizum - Bizum Espa\u00f1a<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"gl_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tr\u00e1tase da normativa PSD2 que garante a seguridade nos pagos en li\u00f1a con Bizum - Bizum Espa\u00f1a\" \/>\n<meta property=\"og:description\" content=\"Estamos case seguros de que realizas compras tanto en tendas en li\u00f1a como en persoa. 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