{"id":3969,"date":"2021-09-21T09:23:29","date_gmt":"2021-09-21T07:23:29","guid":{"rendered":"https:\/\/pv-bizum-web-corporativa-wordpress-es-stg.servidortemporal.net\/articulos\/biometria-aplicacions-bancarias-pagos-seguros\/"},"modified":"2026-11-04T16:06:53","modified_gmt":"2026-11-04T15:06:53","slug":"biometria-aplicacions-bancarias-pagos-seguros","status":"publish","type":"articulo","link":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/articulos\/biometria-aplicacions-bancarias-pagos-seguros\/","title":{"rendered":"Que \u00e9 a biometr\u00eda nas aplicaci\u00f3ns bancarias? Pagos seguros"},"content":{"rendered":"<section\r\n    class=\"m06-singles-hero m06-singles-hero--individuals m06-singles-hero--border-rounded\"\r\n    id=\"m06-6af7583907c5f\"\r\n    aria-label=\"Hero del art\u00edculo\"\r\n>\r\n    <div class=\"container\">\r\n        <div class=\"m06-singles-hero__card\">\r\n\r\n            \r\n                            <ul class=\"m06-singles-hero__labels\" aria-label=\"Categor\u00edas\">\r\n                                            <li class=\"m06-singles-hero__label\">Art\u00edculo<\/li>\r\n                                            <li class=\"m06-singles-hero__label\">Particulares<\/li>\r\n                                            <li class=\"m06-singles-hero__label\">Particulares<\/li>\r\n                                            <li class=\"m06-singles-hero__label\">Seguridad y fraude<\/li>\r\n                                    <\/ul>\r\n            \r\n            \r\n            <h1 class=\"m06-singles-hero__title\">Que \u00e9 a biometr\u00eda nas aplicaci\u00f3ns bancarias? Pagos seguros<\/h1>\r\n\r\n            \r\n            <div class=\"m06-singles-hero__meta\" role=\"list\" aria-label=\"Informaci\u00f3n del art\u00edculo\">\r\n\r\n                                    <div class=\"m06-singles-hero__meta-item\" role=\"listitem\">\r\n                        \r\n                        <span class=\"m06-singles-hero__meta-icon\" aria-hidden=\"true\">\r\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"16\" viewBox=\"0 0 10 16\" fill=\"none\">\r\n                                <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0 0.8C0 0.3584 0.3584 0 0.8 0H2.4H7.2H8.8C9.2416 0 9.6 0.3584 9.6 0.8C9.6 1.2416 9.2416 1.6 8.8 1.6V4.8256C8.8 5.5376 8.484 6.2128 7.9368 6.6688L6.3392 8L7.9368 9.3312C8.484 9.7872 8.8 10.4624 8.8 11.1744V14.4C9.2416 14.4 9.6 14.7584 9.6 15.2C9.6 15.6416 9.2416 16 8.8 16H7.2H2.4H0.8C0.3584 16 0 15.6416 0 15.2C0 14.7584 0.3584 14.4 0.8 14.4V11.1744C0.8 10.4624 1.116 9.7872 1.6632 9.3312L3.2608 8L1.6632 6.6688C1.116 6.2128 0.8 5.5376 0.8 4.8256V1.6C0.3584 1.6 0 1.2416 0 0.8ZM7.2 12.8H2.4V11.1744C2.4 10.9376 2.5056 10.712 2.688 10.56L4.288 9.22642C4.5848 8.97922 5.0152 8.97922 5.312 9.22642L6.912 10.56C7.0944 10.712 7.2 10.9376 7.2 11.1744V12.8ZM5.6 1.6H7.2V3.2V4.8256C7.2 4.9576 7.1672 5.0856 7.1072 5.2H2.4928C2.4328 5.0856 2.4 4.9576 2.4 4.8256V3.2V1.6H4H5.6Z\" fill=\"currentColor\"\/>\r\n                            <\/svg>\r\n                        <\/span>\r\n                        <span class=\"m06-singles-hero__meta-label\">\r\n                            <span class=\"m06-singles-hero__meta-key\">Tiempo de lectura:<\/span>\r\n                            <span class=\"m06-singles-hero__meta-value\">\r\n                                5 min                            <\/span>\r\n                        <\/span>\r\n                    <\/div>\r\n                \r\n                                    <div class=\"m06-singles-hero__meta-item\" role=\"listitem\">\r\n                        \r\n                        <span class=\"m06-singles-hero__meta-icon\" aria-hidden=\"true\">\r\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"16\" viewBox=\"0 0 15 16\" fill=\"none\">\r\n                                <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2.4 16H12C13.328 16 14.4 14.9256 14.4 13.6V8V5.1032C14.4 4.5168 14.184 3.9504 13.8 3.5112L12.48 2.024L11.448 0.8336C10.992 0.304 10.328 0 9.632 0H7.2H2.4C1.072 0 0 1.0744 0 2.4V13.6C0 14.9256 1.072 16 2.4 16ZM10.24 1.8776L11.272 3.0768L12.6 4.5728C12.728 4.7192 12.8 4.908 12.8 5.1032V8V13.6C12.8 14.0416 12.44 14.4 12 14.4H2.4C1.96 14.4 1.6 14.0416 1.6 13.6V2.4C1.6 1.9584 1.96 1.6 2.4 1.6H7.2H9.632C9.864 1.6 10.088 1.7016 10.24 1.8776ZM9.82426 7.70402C10.0963 7.36002 10.0483 6.85682 9.70426 6.57842C9.36026 6.30002 8.85626 6.35282 8.57626 6.69602L6.58426 9.16002L5.80026 8.27202C5.51226 7.94002 5.00026 7.90722 4.67226 8.19922C4.33626 8.49122 4.30426 8.99682 4.60026 9.32802L6.00826 10.928C6.16026 11.1056 6.39226 11.2048 6.62426 11.2C6.85626 11.1952 7.08026 11.0864 7.23226 10.904L9.82426 7.70402Z\" fill=\"currentColor\"\/>\r\n                            <\/svg>\r\n                        <\/span>\r\n                        <span class=\"m06-singles-hero__meta-label\">\r\n                            <span class=\"m06-singles-hero__meta-key\">Publicaci\u00f3n:<\/span>\r\n                            <span class=\"m06-singles-hero__meta-value\">21\/9\/21<\/span>\r\n                        <\/span>\r\n                    <\/div>\r\n                \r\n                                    <div class=\"m06-singles-hero__meta-item\" role=\"listitem\">\r\n                        \r\n                        <span class=\"m06-singles-hero__meta-icon\" aria-hidden=\"true\">\r\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\r\n                                <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M3.56776 11.8301L4.10163 11.9543C4.61193 12.0721 5.10773 11.7485 5.21015 11.2319C5.31257 10.7152 4.98174 10.2004 4.47234 10.0825L1.84653 9.4743C1.37611 9.36553 0.910222 9.63293 0.764292 10.0952L0.0446166 12.374C-0.113096 12.8752 0.160635 13.4218 0.655525 13.5968C1.15132 13.7708 1.68066 13.5061 1.83837 13.0058L1.91722 12.7556C3.01849 14.2521 4.495 15.1694 5.69326 15.5909C7.18336 16.1157 9.37774 16.2744 11.4942 15.2165C13.6178 14.1551 14.8224 12.2434 15.2947 10.7451C15.4533 10.2448 15.1796 9.69728 14.6847 9.52325C14.1889 9.34831 13.6595 9.61298 13.5018 10.1142C13.1483 11.2328 12.2247 12.6912 10.6313 13.488C9.03059 14.2875 7.36374 14.1642 6.2661 13.778C5.42406 13.4816 4.3808 12.8435 3.56776 11.8301ZM10.8992 5.91748C10.3898 5.79965 10.0599 5.28479 10.1623 4.76813C10.2648 4.25146 10.7606 3.92787 11.2699 4.0457L11.8047 4.16988C10.9908 3.15649 9.94752 2.51837 9.10639 2.22196C8.00784 1.83582 6.34189 1.71255 4.7412 2.51202C3.14686 3.30877 2.22325 4.76722 1.87066 5.88576C1.71295 6.38702 1.18271 6.65169 0.687817 6.47675C0.192926 6.30272 -0.0808042 5.75523 0.0769081 5.25488C0.550045 3.75655 1.75464 1.84489 3.87741 0.783456C5.99384 -0.27435 8.18821 -0.115724 9.67832 0.409099C10.8775 0.83059 12.354 1.74881 13.4544 3.24442L13.5332 2.99424C13.6918 2.49389 14.2212 2.22921 14.7161 2.40325C15.2119 2.57819 15.4847 3.12477 15.327 3.62602L14.6082 5.90479C14.4623 6.36707 13.9964 6.63447 13.526 6.5257L10.8992 5.91748Z\" fill=\"currentColor\"\/>\r\n                            <\/svg>\r\n                        <\/span>\r\n                        <span class=\"m06-singles-hero__meta-label\">\r\n                            <span class=\"m06-singles-hero__meta-key\">\u00daltima actualizaci\u00f3n:<\/span>\r\n                            <span class=\"m06-singles-hero__meta-value\">4\/11\/26<\/span>\r\n                        <\/span>\r\n                    <\/div>\r\n                \r\n            <\/div>\r\n\r\n            \r\n                                            <div class=\"m06-singles-hero__image-wrap\">\r\n                    <img fetchpriority=\"high\"\r\n                        class=\"m06-singles-hero__image\"\r\n                        src=\"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/wp-content\/uploads\/2026\/07\/Imagen-1S-1-5.jpg\"\r\n                        alt=\"\"\r\n                         width=\"999\"                          height=\"666\"                         loading=\"eager\"\r\n                        decoding=\"async\"\r\n                    >\r\n                <\/div>\r\n            \r\n            \r\n            \r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-rounded\"\r\n    id=\"m22-section-0\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p>Datos sobre ti que indican quen es. Tan t\u00faa como a <strong>imaxe do teu rostro<\/strong> ou a t\u00faa <strong>pegada dixital<\/strong> . <strong>Biometr\u00eda<\/strong> enc\u00e1rgase de recoller <strong>datos que o identifiquen como persoa<\/strong> . Esta \u00e9 a informaci\u00f3n que se usa para desbloquear o teu tel\u00e9fono ou para confirmar os teus pagos m\u00f3biles. <strong>A tecnolox\u00eda biom\u00e9trica<\/strong> forma parte de moitas das <strong>aplicaci\u00f3ns bancarias<\/strong> m\u00e1is utilizadas na actualidade. Ademais de afondar nesta tecnolox\u00eda que proporciona <strong>axilidade<\/strong> <strong>aos procesos<\/strong> , tam\u00e9n analizamos o seu funcionamento, vantaxes e alg\u00fans <a href=\"https:\/\/bizum.com\/blog\/consejos-de-seguridad-de-bizum\/\" target=\"_blank\" rel=\"noopener\">consellos para un uso seguro<\/a> . En Bizum g\u00fastanos <strong>actualizarte<\/strong> : ter informaci\u00f3n \u00fatil \u00e9 o primeiro paso para gozar da seguridade total.      <\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-0\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Conceptos clave en biometr\u00eda<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p>Cada vez son m\u00e1is as persoas que conf\u00edan nas <strong>caracter\u00edsticas f\u00edsicas individuais<\/strong> proporcionadas pola <strong>biometr\u00eda facial e da impresi\u00f3n dixital<\/strong> para identificalas. Antes de seguir adiante, aclaramos alg\u00fans termos: <\/p>\n<p style=\"padding-left: 40px\"><strong>ID<\/strong><\/p>\n<p>\u00c9 o proceso de reco\u00f1ecemento dun individuo entre un grupo. Para iso comp\u00e1ranse os datos da persoa que se quere identificar cos aspectos de cada individuo do grupo. A t\u00faa pegada dixital ou unha imaxe t\u00faa identif\u00edcano en relaci\u00f3n con outras persoas.  <\/p>\n<p style=\"padding-left: 40px\"><strong>Autenticaci\u00f3n<\/strong><\/p>\n<p>Este \u00e9 o conxunto de fases para demostrar que o  <strong>a identidade reivindicada por un suxeito \u00e9 verdadeira<\/strong>. Este proceso compara los datos del individuo \u00fanicamente con la informaci\u00f3n asociada a la identidad solicitada. <\/p>\n<p style=\"padding-left: 40px\"><strong>Datos biom\u00e9tricos<\/strong><\/p>\n<p>Son os datos que permiten identificar a un individuo e poden ser fisiol\u00f3xicos, f\u00edsicos ou condutuais. <strong>Os datos biom\u00e9tricos<\/strong> conv\u00e9rtente nunha persoa \u00fanica e revelan m\u00e1is <strong>informaci\u00f3n persoal<\/strong> que un contrasinal, por exemplo. Entre eles est\u00e1n o rostro, o iris do ollo, a voz ou a pegada dixital.  <\/p>\n<p><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/bizum.com\/wp-content\/uploads\/2021\/09\/Imagen-2S-1.jpg\" alt=\"Os datos biom\u00e9tricos proporcionan informaci\u00f3n persoal e serven para identificarte\" width=\"1000\" height=\"667\" class=\"aligncenter wp-image-12602 size-full\"><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-1\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Datos biom\u00e9tricos cifrados<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p>Xa temos claro que <strong>os datos biom\u00e9tricos<\/strong> nos identifican e nos diferencian dos demais. Pero xa pensaches onde acaban? O primeiro que debes saber \u00e9 que <strong>as empresas tecnol\u00f3xicas<\/strong> non poden usalos nin compartilos.  <\/p>\n<p><span> <\/span><span>O almacenamento desta informaci\u00f3n \u00e9 local e non se carga na nube. O m\u00e1is habitual \u00e9 que se garde nunha memoria diferente \u00e1 principal do dispositivo. Esta caixa de seguridade garante que estes datos biom\u00e9tricos se mante\u00f1an a salvo. Por este motivo, despois de apagar e acender o tel\u00e9fono, \u00e9 necesario introducir o contrasinal antes que nada. Deste xeito, primeiro accede ao chip onde se gardan eses datos. Dependendo do sistema operativo do teu tel\u00e9fono, faise dun xeito ou doutro.     <\/span><\/p>\n<p><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/bizum.com\/wp-content\/uploads\/2021\/09\/Imagen-3S-1.jpg\" alt=\"O reco\u00f1ecemento facial acelera o desbloqueo de dispositivos m\u00f3biles e tam\u00e9n acelera os tr\u00e1mites nas aplicaci\u00f3ns bancarias\" width=\"1000\" height=\"667\" class=\"aligncenter wp-image-12607 size-full\"><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-2\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Android e entorno de execuci\u00f3n de confianza (TEE)<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p>\u00c9 un chip illado do resto do hardware do dispositivo. Ademais de almacenar informaci\u00f3n sobre pegadas dixitais ou caracter\u00edsticas faciais, tam\u00e9n almacena informaci\u00f3n relacionada cos pagos m\u00f3biles. Dentro deste procesador, <strong>toda a informaci\u00f3n est\u00e1 cifrada<\/strong> .  <\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-3\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>iOS e Secure Enclave<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p><strong>Os dispositivos iOS te\u00f1en un procesador adicional ao principal do tel\u00e9fono m\u00f3bil que non se molesta, ao que non se pode acceder, a\u00ednda que estivese infectado por alg\u00fan tipo de virus. Usos de iOS   <\/strong>este sistema de seguridade en todos os teus dispositivos, xa sexan tel\u00e9fonos, tabletas ou reloxos intelixentes.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/bizum.com\/wp-content\/uploads\/2021\/09\/Imagen-4S.jpg\" alt=\"A pegada dixital \u00e9 un dos mecanismos que utiliza a tecnolox\u00eda biom\u00e9trica para autenticar a identidade nas aplicaci\u00f3ns bancarias\" width=\"1000\" height=\"667\" class=\"aligncenter wp-image-12612 size-full\"><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-4\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Que fai que un sistema de autenticaci\u00f3n sexa forte?<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p>Volvamos a un concepto que vimos antes. Por definici\u00f3n, un <strong>sistema de autenticaci\u00f3n forte<\/strong> \u00e9 aquel que require que se proporcionen polo menos d\u00faas das seguintes informaci\u00f3ns: <strong>\u2013<\/strong> Algo que sabes \u2013 Algo que tes \u2013 Algo que eres A biometr\u00eda caer\u00eda na secci\u00f3n \u201calgo que es\u201d. Ent\u00f3n, a\u00ednda que \u00e9 un bo m\u00e9todo, non \u00e9 suficiente. Se s\u00f3 se utiliza a biometr\u00eda, atop\u00e1monos ante un proceso de autenticaci\u00f3n d\u00e9bil, mentres que o uso dunha tarxeta de acceso e un contrasinal \u00e9 forte. Para completar esta <strong>fortaleza na autenticaci\u00f3n de usuarios<\/strong> nas aplicaci\u00f3ns bancarias, recom\u00e9ndase <strong>engadir \u00e1 informaci\u00f3n biom\u00e9trica<\/strong> , os datos do usuario e o contrasinal como algo que co\u00f1eces, ou o certificado dixital como algo que tes. Outra opci\u00f3n \u00e9 o <strong>OTP<\/strong> ou contrasinal \u00fanico (One Time Password). \u00c9 habitual que este env\u00edo se realice por SMS. Pero para <a href=\"https:\/\/bizum.com\/blog\/pautas-evitar-estafas\/\" target=\"_blank\" rel=\"noopener\">evitar estafas<\/a> , fraudes e brechas de seguridade, a tendencia \u00e9 enviar ese <strong>c\u00f3digo ou segundo factor de autenticaci\u00f3n<\/strong> mediante unha <strong>notificaci\u00f3n na App instalada<\/strong> no dispositivo verificado. <\/p>\n<p><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/bizum.com\/wp-content\/uploads\/2021\/09\/Imagen-5S.jpg\" alt=\"A biometr\u00eda enc\u00e1rgase de recoller datos para identificar a unha persoa\" width=\"999\" height=\"654\" class=\"aligncenter wp-image-12617 size-full\"><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-5\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Que \u00e9 o sistema de autenticaci\u00f3n FIDO?<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p>En calquera caso, o avance tecnol\u00f3xico en seguridade \u00e9 tan r\u00e1pido que xa existe un novo est\u00e1ndar, chamado FIDO, en ingl\u00e9s Fast Identity Online. Esta \u00e9 unha t\u00e9cnica de autenticaci\u00f3n en li\u00f1a que reforza a seguridade en dispositivos m\u00f3biles e aplicaci\u00f3ns web. O seu obxectivo \u00e9 substitu\u00edr o uso exclusivo de contrasinais por mecanismos de autenticaci\u00f3n biom\u00e9trica m\u00e1is seguros protexidos por sistemas de cifrado. Algunhas aplicaci\u00f3ns bancarias espa\u00f1olas xa o utilizan. Deste xeito, ref\u00f3rzase a confianza en li\u00f1a e racional\u00edzase o acceso \u00e1 aplicaci\u00f3n sen ter que inclu\u00edr d\u00edxitos ou caracteres. Algunhas entidades bancarias xa usan <strong>par\u00e1metros biom\u00e9tricos<\/strong> , non s\u00f3 para facilitar <strong>o acceso \u00e1 banca m\u00f3bil<\/strong> , sen\u00f3n tam\u00e9n para <strong>asinar operaci\u00f3ns<\/strong> sen o SMS do contrasinal \u00fanico. Neste sentido, a <a href=\"https:\/\/www.aepd.es\/es\" target=\"_blank\" rel=\"noopener\">Axencia Espa\u00f1ola de Protecci\u00f3n de Datos<\/a> concl\u00fae que as entidades est\u00e1n no seu dereito a ofrecer esta tecnolox\u00eda para validar as transacci\u00f3ns, pero s\u00f3 cando os usuarios dean o seu consentimento.    <\/p>\n<p><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/bizum.com\/wp-content\/uploads\/2021\/09\/Imagen-6S.jpg\" alt=\"A tecnolox\u00eda biom\u00e9trica permite agora asinar operaci\u00f3ns bancarias dixitais\" width=\"1000\" height=\"667\" class=\"aligncenter wp-image-12622 size-full\"><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-6\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Os datos biom\u00e9tricos son 100% seguros?<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p><span>A verdade \u00e9 que a biometr\u00eda chegou para quedarse, bizumer. Axiliza os procedementos e permite que os pagos sexan m\u00e1is r\u00e1pidos. A t\u00faa informaci\u00f3n biom\u00e9trica non se pode manipular nin modificar. Por\u00e9n, dende a AEPD nos dan   <\/span> <a href=\"https:\/\/www.aepd.es\/es\/documento\/nota-equivocos-biometria.pdf\" target=\"_blank\" rel=\"noopener\">m\u00e1is informaci\u00f3n para evitar confusi\u00f3ns e problemas e utilizala de forma 100% segura.<\/a><\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n","protected":false},"excerpt":{"rendered":"<p>A biometr\u00eda nas aplicaci\u00f3ns bancarias \u00e9 agora unha realidade. Descubra m\u00e1is informaci\u00f3n sobre datos biom\u00e9tricos e pago m\u00f3bil con Bizum.<\/p>\n","protected":false},"featured_media":17700,"menu_order":0,"template":"","paises":[23],"perfil":[37,143],"tema":[38],"class_list":["post-3969","articulo","type-articulo","status-publish","has-post-thumbnail","hentry","paises-es","perfil-particulares","tema-seguridad-y-fraude"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Que \u00e9 a biometr\u00eda nas aplicaci\u00f3ns bancarias? Pagos seguros - Bizum Espa\u00f1a<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"gl_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Que \u00e9 a biometr\u00eda nas aplicaci\u00f3ns bancarias? Pagos seguros - Bizum Espa\u00f1a\" \/>\n<meta property=\"og:description\" content=\"A biometr\u00eda nas aplicaci\u00f3ns bancarias \u00e9 agora unha realidade. Descubra m\u00e1is informaci\u00f3n sobre datos biom\u00e9tricos e pago m\u00f3bil con Bizum.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/articulos\/biometria-aplicacions-bancarias-pagos-seguros\/\" \/>\n<meta property=\"og:site_name\" content=\"Bizum Espa\u00f1a\" \/>\n<meta property=\"article:modified_time\" content=\"2026-11-04T15:06:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/pv-bizum-web-corporativa-wordpress-es-stg.servidortemporal.net\/wp-content\/uploads\/2026\/07\/Imagen-1S-1-5.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"999\" \/>\n\t<meta property=\"og:image:height\" content=\"666\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\\\/es\\\/gl\\\/articulos\\\/biometria-aplicacions-bancarias-pagos-seguros\\\/\",\"url\":\"https:\\\/\\\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\\\/es\\\/gl\\\/articulos\\\/biometria-aplicacions-bancarias-pagos-seguros\\\/\",\"name\":\"Que \u00e9 a biometr\u00eda nas aplicaci\u00f3ns bancarias? Pagos seguros - Bizum Espa\u00f1a\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\\\/es\\\/gl\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\\\/es\\\/gl\\\/articulos\\\/biometria-aplicacions-bancarias-pagos-seguros\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\\\/es\\\/gl\\\/articulos\\\/biometria-aplicacions-bancarias-pagos-seguros\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\\\/es\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/Imagen-1S-1-5.jpg\",\"datePublished\":\"2021-09-21T07:23:29+00:00\",\"dateModified\":\"2026-11-04T15:06:53+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\\\/es\\\/gl\\\/articulos\\\/biometria-aplicacions-bancarias-pagos-seguros\\\/#breadcrumb\"},\"inLanguage\":\"gl-ES\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\\\/es\\\/gl\\\/articulos\\\/biometria-aplicacions-bancarias-pagos-seguros\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"gl-ES\",\"@id\":\"https:\\\/\\\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\\\/es\\\/gl\\\/articulos\\\/biometria-aplicacions-bancarias-pagos-seguros\\\/#primaryimage\",\"url\":\"https:\\\/\\\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\\\/es\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/Imagen-1S-1-5.jpg\",\"contentUrl\":\"https:\\\/\\\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\\\/es\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/Imagen-1S-1-5.jpg\",\"width\":999,\"height\":666},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\\\/es\\\/gl\\\/articulos\\\/biometria-aplicacions-bancarias-pagos-seguros\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\\\/es\\\/gl\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Que \u00e9 a biometr\u00eda nas aplicaci\u00f3ns bancarias? Pagos seguros\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\\\/es\\\/gl\\\/#website\",\"url\":\"https:\\\/\\\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\\\/es\\\/gl\\\/\",\"name\":\"Bizum Espa\u00f1a\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\\\/es\\\/gl\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"gl-ES\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Que \u00e9 a biometr\u00eda nas aplicaci\u00f3ns bancarias? Pagos seguros - Bizum Espa\u00f1a","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"gl_ES","og_type":"article","og_title":"Que \u00e9 a biometr\u00eda nas aplicaci\u00f3ns bancarias? Pagos seguros - Bizum Espa\u00f1a","og_description":"A biometr\u00eda nas aplicaci\u00f3ns bancarias \u00e9 agora unha realidade. Descubra m\u00e1is informaci\u00f3n sobre datos biom\u00e9tricos e pago m\u00f3bil con Bizum.","og_url":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/articulos\/biometria-aplicacions-bancarias-pagos-seguros\/","og_site_name":"Bizum Espa\u00f1a","article_modified_time":"2026-11-04T15:06:53+00:00","og_image":[{"width":999,"height":666,"url":"https:\/\/pv-bizum-web-corporativa-wordpress-es-stg.servidortemporal.net\/wp-content\/uploads\/2026\/07\/Imagen-1S-1-5.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/articulos\/biometria-aplicacions-bancarias-pagos-seguros\/","url":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/articulos\/biometria-aplicacions-bancarias-pagos-seguros\/","name":"Que \u00e9 a biometr\u00eda nas aplicaci\u00f3ns bancarias? Pagos seguros - Bizum Espa\u00f1a","isPartOf":{"@id":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/#website"},"primaryImageOfPage":{"@id":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/articulos\/biometria-aplicacions-bancarias-pagos-seguros\/#primaryimage"},"image":{"@id":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/articulos\/biometria-aplicacions-bancarias-pagos-seguros\/#primaryimage"},"thumbnailUrl":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/wp-content\/uploads\/2026\/07\/Imagen-1S-1-5.jpg","datePublished":"2021-09-21T07:23:29+00:00","dateModified":"2026-11-04T15:06:53+00:00","breadcrumb":{"@id":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/articulos\/biometria-aplicacions-bancarias-pagos-seguros\/#breadcrumb"},"inLanguage":"gl-ES","potentialAction":[{"@type":"ReadAction","target":["https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/articulos\/biometria-aplicacions-bancarias-pagos-seguros\/"]}]},{"@type":"ImageObject","inLanguage":"gl-ES","@id":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/articulos\/biometria-aplicacions-bancarias-pagos-seguros\/#primaryimage","url":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/wp-content\/uploads\/2026\/07\/Imagen-1S-1-5.jpg","contentUrl":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/wp-content\/uploads\/2026\/07\/Imagen-1S-1-5.jpg","width":999,"height":666},{"@type":"BreadcrumbList","@id":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/articulos\/biometria-aplicacions-bancarias-pagos-seguros\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/"},{"@type":"ListItem","position":2,"name":"Que \u00e9 a biometr\u00eda nas aplicaci\u00f3ns bancarias? Pagos seguros"}]},{"@type":"WebSite","@id":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/#website","url":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/","name":"Bizum Espa\u00f1a","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"gl-ES"}]}},"_links":{"self":[{"href":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/wp-json\/wp\/v2\/articulo\/3969","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/wp-json\/wp\/v2\/articulo"}],"about":[{"href":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/wp-json\/wp\/v2\/types\/articulo"}],"version-history":[{"count":1,"href":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/wp-json\/wp\/v2\/articulo\/3969\/revisions"}],"predecessor-version":[{"id":17990,"href":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/wp-json\/wp\/v2\/articulo\/3969\/revisions\/17990"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/wp-json\/wp\/v2\/media\/17700"}],"wp:attachment":[{"href":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/wp-json\/wp\/v2\/media?parent=3969"}],"wp:term":[{"taxonomy":"paises","embeddable":true,"href":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/wp-json\/wp\/v2\/paises?post=3969"},{"taxonomy":"perfil","embeddable":true,"href":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/wp-json\/wp\/v2\/perfil?post=3969"},{"taxonomy":"tema","embeddable":true,"href":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/wp-json\/wp\/v2\/tema?post=3969"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}