{"id":3975,"date":"2021-02-05T09:30:39","date_gmt":"2021-02-05T08:30:39","guid":{"rendered":"https:\/\/pv-bizum-web-corporativa-wordpress-es-stg.servidortemporal.net\/articulos\/directrices-evitar-estafas\/"},"modified":"2026-11-04T16:07:04","modified_gmt":"2026-11-04T15:07:04","slug":"directrices-evitar-estafas","status":"publish","type":"articulo","link":"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/gl\/articulos\/directrices-evitar-estafas\/","title":{"rendered":"Como evitamos as estafas en li\u00f1a?"},"content":{"rendered":"<section\r\n    class=\"m06-singles-hero m06-singles-hero--individuals m06-singles-hero--border-rounded\"\r\n    id=\"m06-6af74483cc5d6\"\r\n    aria-label=\"Hero del art\u00edculo\"\r\n>\r\n    <div class=\"container\">\r\n        <div class=\"m06-singles-hero__card\">\r\n\r\n            \r\n                            <ul class=\"m06-singles-hero__labels\" aria-label=\"Categor\u00edas\">\r\n                                            <li class=\"m06-singles-hero__label\">Art\u00edculo<\/li>\r\n                                            <li class=\"m06-singles-hero__label\">Particulares<\/li>\r\n                                            <li class=\"m06-singles-hero__label\">Particulares<\/li>\r\n                                            <li class=\"m06-singles-hero__label\">Seguridad y fraude<\/li>\r\n                                    <\/ul>\r\n            \r\n            \r\n            <h1 class=\"m06-singles-hero__title\">Como evitamos as estafas en li\u00f1a?<\/h1>\r\n\r\n            \r\n            <div class=\"m06-singles-hero__meta\" role=\"list\" aria-label=\"Informaci\u00f3n del art\u00edculo\">\r\n\r\n                                    <div class=\"m06-singles-hero__meta-item\" role=\"listitem\">\r\n                        \r\n                        <span class=\"m06-singles-hero__meta-icon\" aria-hidden=\"true\">\r\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"16\" viewBox=\"0 0 10 16\" fill=\"none\">\r\n                                <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0 0.8C0 0.3584 0.3584 0 0.8 0H2.4H7.2H8.8C9.2416 0 9.6 0.3584 9.6 0.8C9.6 1.2416 9.2416 1.6 8.8 1.6V4.8256C8.8 5.5376 8.484 6.2128 7.9368 6.6688L6.3392 8L7.9368 9.3312C8.484 9.7872 8.8 10.4624 8.8 11.1744V14.4C9.2416 14.4 9.6 14.7584 9.6 15.2C9.6 15.6416 9.2416 16 8.8 16H7.2H2.4H0.8C0.3584 16 0 15.6416 0 15.2C0 14.7584 0.3584 14.4 0.8 14.4V11.1744C0.8 10.4624 1.116 9.7872 1.6632 9.3312L3.2608 8L1.6632 6.6688C1.116 6.2128 0.8 5.5376 0.8 4.8256V1.6C0.3584 1.6 0 1.2416 0 0.8ZM7.2 12.8H2.4V11.1744C2.4 10.9376 2.5056 10.712 2.688 10.56L4.288 9.22642C4.5848 8.97922 5.0152 8.97922 5.312 9.22642L6.912 10.56C7.0944 10.712 7.2 10.9376 7.2 11.1744V12.8ZM5.6 1.6H7.2V3.2V4.8256C7.2 4.9576 7.1672 5.0856 7.1072 5.2H2.4928C2.4328 5.0856 2.4 4.9576 2.4 4.8256V3.2V1.6H4H5.6Z\" fill=\"currentColor\"\/>\r\n                            <\/svg>\r\n                        <\/span>\r\n                        <span class=\"m06-singles-hero__meta-label\">\r\n                            <span class=\"m06-singles-hero__meta-key\">Tiempo de lectura:<\/span>\r\n                            <span class=\"m06-singles-hero__meta-value\">\r\n                                9 min                            <\/span>\r\n                        <\/span>\r\n                    <\/div>\r\n                \r\n                                    <div class=\"m06-singles-hero__meta-item\" role=\"listitem\">\r\n                        \r\n                        <span class=\"m06-singles-hero__meta-icon\" aria-hidden=\"true\">\r\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"16\" viewBox=\"0 0 15 16\" fill=\"none\">\r\n                                <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2.4 16H12C13.328 16 14.4 14.9256 14.4 13.6V8V5.1032C14.4 4.5168 14.184 3.9504 13.8 3.5112L12.48 2.024L11.448 0.8336C10.992 0.304 10.328 0 9.632 0H7.2H2.4C1.072 0 0 1.0744 0 2.4V13.6C0 14.9256 1.072 16 2.4 16ZM10.24 1.8776L11.272 3.0768L12.6 4.5728C12.728 4.7192 12.8 4.908 12.8 5.1032V8V13.6C12.8 14.0416 12.44 14.4 12 14.4H2.4C1.96 14.4 1.6 14.0416 1.6 13.6V2.4C1.6 1.9584 1.96 1.6 2.4 1.6H7.2H9.632C9.864 1.6 10.088 1.7016 10.24 1.8776ZM9.82426 7.70402C10.0963 7.36002 10.0483 6.85682 9.70426 6.57842C9.36026 6.30002 8.85626 6.35282 8.57626 6.69602L6.58426 9.16002L5.80026 8.27202C5.51226 7.94002 5.00026 7.90722 4.67226 8.19922C4.33626 8.49122 4.30426 8.99682 4.60026 9.32802L6.00826 10.928C6.16026 11.1056 6.39226 11.2048 6.62426 11.2C6.85626 11.1952 7.08026 11.0864 7.23226 10.904L9.82426 7.70402Z\" fill=\"currentColor\"\/>\r\n                            <\/svg>\r\n                        <\/span>\r\n                        <span class=\"m06-singles-hero__meta-label\">\r\n                            <span class=\"m06-singles-hero__meta-key\">Publicaci\u00f3n:<\/span>\r\n                            <span class=\"m06-singles-hero__meta-value\">5\/2\/21<\/span>\r\n                        <\/span>\r\n                    <\/div>\r\n                \r\n                                    <div class=\"m06-singles-hero__meta-item\" role=\"listitem\">\r\n                        \r\n                        <span class=\"m06-singles-hero__meta-icon\" aria-hidden=\"true\">\r\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\r\n                                <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M3.56776 11.8301L4.10163 11.9543C4.61193 12.0721 5.10773 11.7485 5.21015 11.2319C5.31257 10.7152 4.98174 10.2004 4.47234 10.0825L1.84653 9.4743C1.37611 9.36553 0.910222 9.63293 0.764292 10.0952L0.0446166 12.374C-0.113096 12.8752 0.160635 13.4218 0.655525 13.5968C1.15132 13.7708 1.68066 13.5061 1.83837 13.0058L1.91722 12.7556C3.01849 14.2521 4.495 15.1694 5.69326 15.5909C7.18336 16.1157 9.37774 16.2744 11.4942 15.2165C13.6178 14.1551 14.8224 12.2434 15.2947 10.7451C15.4533 10.2448 15.1796 9.69728 14.6847 9.52325C14.1889 9.34831 13.6595 9.61298 13.5018 10.1142C13.1483 11.2328 12.2247 12.6912 10.6313 13.488C9.03059 14.2875 7.36374 14.1642 6.2661 13.778C5.42406 13.4816 4.3808 12.8435 3.56776 11.8301ZM10.8992 5.91748C10.3898 5.79965 10.0599 5.28479 10.1623 4.76813C10.2648 4.25146 10.7606 3.92787 11.2699 4.0457L11.8047 4.16988C10.9908 3.15649 9.94752 2.51837 9.10639 2.22196C8.00784 1.83582 6.34189 1.71255 4.7412 2.51202C3.14686 3.30877 2.22325 4.76722 1.87066 5.88576C1.71295 6.38702 1.18271 6.65169 0.687817 6.47675C0.192926 6.30272 -0.0808042 5.75523 0.0769081 5.25488C0.550045 3.75655 1.75464 1.84489 3.87741 0.783456C5.99384 -0.27435 8.18821 -0.115724 9.67832 0.409099C10.8775 0.83059 12.354 1.74881 13.4544 3.24442L13.5332 2.99424C13.6918 2.49389 14.2212 2.22921 14.7161 2.40325C15.2119 2.57819 15.4847 3.12477 15.327 3.62602L14.6082 5.90479C14.4623 6.36707 13.9964 6.63447 13.526 6.5257L10.8992 5.91748Z\" fill=\"currentColor\"\/>\r\n                            <\/svg>\r\n                        <\/span>\r\n                        <span class=\"m06-singles-hero__meta-label\">\r\n                            <span class=\"m06-singles-hero__meta-key\">\u00daltima actualizaci\u00f3n:<\/span>\r\n                            <span class=\"m06-singles-hero__meta-value\">4\/11\/26<\/span>\r\n                        <\/span>\r\n                    <\/div>\r\n                \r\n            <\/div>\r\n\r\n            \r\n                                            <div class=\"m06-singles-hero__image-wrap\">\r\n                    <img fetchpriority=\"high\"\r\n                        class=\"m06-singles-hero__image\"\r\n                        src=\"https:\/\/pv-bizum-web-corporativa-web-stg.servidortemporal.net\/es\/wp-content\/uploads\/2026\/07\/Depositphotos_212597284_l-2015-2-2.jpg\"\r\n                        alt=\"\"\r\n                         width=\"2000\"                          height=\"1333\"                         loading=\"eager\"\r\n                        decoding=\"async\"\r\n                    >\r\n                <\/div>\r\n            \r\n            \r\n            \r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-rounded\"\r\n    id=\"m22-section-0\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p><span>As estafas por Internet est\u00e1n \u00e1 orde do d\u00eda. Os ciberdelincuentes aproveitan o medo, o desco\u00f1ecemento e a confusi\u00f3n dalgunhas persoas para obter os seus datos e roubar as\u00ed cartos das s\u00faas contas. Estes enganos son bastante com\u00fans e est\u00e1n \u00e1 orde do d\u00eda. No noso artigo de hoxe, ofrec\u00e9mosche pautas e consellos para evitar ser estafado e m\u00e1is detalles sobre <em>vishing<\/em> , un novo tipo de estafa.     <\/span><\/p>\n<p><span>En Bizum a t\u00faa seguridade \u00e9 a nosa prioridade e queremos que te sintas tranquilo. \u00c9 por iso que repasamos alg\u00fans motivos que fan de Bizum un sistema de pago seguro. E unha \u00faltima petici\u00f3n aos nosos bizumes: sentido com\u00fan! Ser\u00e1 moi \u00fatil para non deixarnos enganar e evitar decepci\u00f3ns.     <\/span><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-0\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Bizum, sen fallos de seguridade<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p>O primeiro que hai que aclarar, sobre todo para a s\u00faa tranquilidade, \u00e9 que os casos de fraude a trav\u00e9s de Bizum <strong>non se deben a fallos de seguridade<\/strong> . Na maior\u00eda dos incidentes, os estafadores convencen aos clientes para que lles soliciten os seus datos bancarios. Bizum, como m\u00e9todo de pago conta a conta, ofrece a m\u00e1xima garant\u00eda de seguridade segundo os est\u00e1ndares regulados pola Uni\u00f3n Europea e a lexislaci\u00f3n do noso pa\u00eds. De feito <a href=\"https:\/\/bizum.com\/blog\/normativa-psd2-seguridad-pago-ecommerce\/\" target=\"_blank\" rel=\"noopener\">, Bizum nace cumprindo a normativa de seguridade tanto europea como espa\u00f1ola<\/a> . PSD2 require o uso de Strong Customer Authentication ou SCA. Isto implica o uso de <strong>dous factores de autenticaci\u00f3n<\/strong> en operaci\u00f3ns bancarias que antes non o requir\u00edan. Esta <strong>validaci\u00f3n de usuarios<\/strong> real\u00edzaa cada banco, de acordo coas s\u00faas propias pol\u00edticas e procedementos de seguridade.   <\/p>\n<p><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/bizum.com\/wp-content\/uploads\/2021\/02\/Depositphotos_6264851_s-2019.jpg\" alt=\"En Bizum a seguridade e a tranquilidade dos nosos usuarios \u00e9 o primeiro  \" width=\"1000\" height=\"667\" class=\"aligncenter wp-image-8530 size-full\"><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-1\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Cando sospeitar ao xestionar con Bizum?<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p><strong>As estafas de Bizum<\/strong> te\u00f1en que ver coa informaci\u00f3n persoal que os propios usuarios proporcionan aos criminais sen sabelo. En Bizum deix\u00e1mosche situaci\u00f3ns que che poden facer dubidar: \u2013 Se van facer un Bizum, \u00e9 dicir, vas ser ti quen recibe o di\u00f1eiro, non \u00e9 necesario que introduzas as t\u00faas <strong>credenciais bancarias<\/strong> . Se nese momento non tes Bizum activo, recibir\u00e1s unha mensaxe solicit\u00e1ndoche que o fagas dentro da aplicaci\u00f3n do teu banco, que \u00e9 un contorno seguro. \u2013 <strong>Solicitudes de env\u00edo.<\/strong> Podes rexeitar unha solicitude de env\u00edo de di\u00f1eiro desde o teu Bizum desde a t\u00faa aplicaci\u00f3n bancaria. Se recibes un, confirma que \u00e9 correcto. Se tes sospeitas e cres que est\u00e1s sendo v\u00edtima dunha estafa, podes denegar a solicitude de env\u00edo de di\u00f1eiro dentro da aplicaci\u00f3n do teu banco. \u2013 <strong>Non reco\u00f1ezo un pago realizado por Bizum, que podo facer?<\/strong> Comprobe coidadosamente os detalles do pago na aplicaci\u00f3n do seu banco ou na s\u00faa conta bancaria para confirmar que non o identifica. Nese caso, p\u00f3\u00f1ase en contacto inmediatamente co servizo de atenci\u00f3n ao cliente da s\u00faa entidade. Dir\u00e1nche como actuar e, se realmente se trata dun cargo inadecuado, como reclamar un reembolso. <\/p>\n<p><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/bizum.com\/wp-content\/uploads\/2021\/02\/Depositphotos_431413098_s-2019.jpg\" alt=\"En Bizum nunca che pedimos contrasinais nin n\u00fameros de conta\" width=\"1000\" height=\"667\" class=\"aligncenter wp-image-8535 size-full\"><br \/>\n\u00a0<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/bizum.com\/wp-content\/uploads\/2021\/02\/Depositphotos_235295450_s-2019.jpg\" alt=\"&apos;Vishing&apos; \u00e9 un novo m\u00e9todo de estafa que combina tel\u00e9fono e internet para enganar aos usuarios e pedirlles informaci\u00f3n persoal de forma fraudulenta.\" width=\"1000\" height=\"655\" class=\"aligncenter wp-image-8540 size-full\"><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-2\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Seguridade Social e Bizum nun caso de \u2018vishing\u2019<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p>Quizais esta fraude che soe familiar. Os ciberdelincuentes fanse pasar por funcionarios da Seguridade Social e pretenden que recibir\u00e1n un ingreso na s\u00faa conta a trav\u00e9s de Bizum. A <a href=\"https:\/\/www.osi.es\/es\" target=\"_blank\" rel=\"noopener\">Oficina de Seguridade dos Usuarios de Internet<\/a> (OSI), dependente do <a href=\"https:\/\/www.incibe.es\/\" target=\"_blank\" rel=\"noopener\">Instituto Nacional de Ciberseguridade<\/a> , alertou dunha suposta estafa consistente en <strong>chamadas que suplantan a organizaci\u00f3n<\/strong> para cobrar aos usuarios a trav\u00e9s de <strong>Bizum<\/strong> . Rec\u00edbese unha chamada fraudulenta dun suposto funcionario da Seguridade Social coa escusa de devolver unha cantidade de di\u00f1eiro, por exemplo, por ter fillos a cargo ou maternidade. \u00c1s veces o motivo non se detalla. O uso de Bizum \u00e9 obrigatorio na comunicaci\u00f3n porque o ciberdelincuente env\u00eda ao usuario unha <strong>notificaci\u00f3n a trav\u00e9s dela.<\/strong> O remitente pode aparecer como TGSS, para dar maior credibilidade. O engano prod\u00facese cando <strong>a solicitude recibida non \u00e9 de pago, sen\u00f3n de solicitude de cobro<\/strong> . Se a persoa non se d\u00e1 conta e acepta, farase un cargo.  <\/p>\n<p><span>Presta atenci\u00f3n a estes 3 signos de sospeita!<\/span><\/p>\n<p><span><\/span>1. <strong>Nin o teu banco nin Bizum che pedir\u00e1n o teu n\u00famero de conta<\/strong><span>. Si alguien lo hace en su nombre, no accedas. <\/span><span><br \/>\n<\/span><\/p>\n<p>2. <strong>Sospeita de que instituci\u00f3ns<\/strong> como a Seguridade Social, Facenda, Correos\u2026 <strong>che piden datos persoais<\/strong> . 3. Se os tr\u00e1mites solicitados levan a unha ligaz\u00f3n externa, <strong>non faga nada ata que confirme que \u00e9 un URL verdadeiro<\/strong> . Calquera cambio na s\u00faa aplicaci\u00f3n real\u00edzase dentro do contorno da aplicaci\u00f3n bancaria. D\u00fabida se non \u00e9 as\u00ed.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/bizum.com\/wp-content\/uploads\/2021\/02\/Depositphotos_410288314_s-2019.jpg\" alt=\"Se se produciu a estafa, o primeiro que hai que facer \u00e9 presentar unha denuncia e avisar ao noso banco.\" width=\"1000\" height=\"563\" class=\"aligncenter wp-image-8545 size-full\"><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-3\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Estafaronme a trav\u00e9s de Bizum, que fago?<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p>Os estafadores acadaron o seu obxectivo. Isto \u00e9 o que debes facer:<br \/>\n<strong><\/strong><\/p>\n<ul>\n<li style=\"list-style-type: none\">\n<ul>\n<li>\u2013 <strong>Presentar denuncia<\/strong> ante as Forzas e Corpos de Seguridade do Estado (FCSE) e ante a Axencia Espa\u00f1ola de Protecci\u00f3n de Datos. A <a href=\"https:\/\/www.gdt.guardiacivil.es\/webgdt\/faq.php\" target=\"_blank\" rel=\"noopener\">forza criminal telem\u00e1tica<\/a> entrar\u00e1 en acci\u00f3n. <\/li>\n<li>\u2013 Se se facilitaron datos bancarios, deber\u00e1 <strong>po\u00f1erse en contacto directamente co banco<\/strong> para adoptar as medidas de seguridade oportunas para evitar que se produzan cargos adicionais.<\/li>\n<li>\u2013 A <strong>Oficina de Seguridade do Usuario de Internet<\/strong> ofr\u00e9cenos algunhas <a href=\"https:\/\/www.osi.es\/es\/reporte-de-fraude\" target=\"_blank\" rel=\"noopener\">formas de denunciar fraudes<\/a> .<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>Dende Bizum <strong>facilitaremos toda a informaci\u00f3n necesaria para a investigaci\u00f3n<\/strong> de cada caso. Todos os datos de movemento est\u00e1n rexistrados no noso sistema. En Bizum sempre colaboramos ofrecendo toda a axuda posible para esclarecer a responsabilidade do crime. Ent\u00f3n, bizumer, agora que co\u00f1eces as formas de estafar, s\u00f3 tes que estar atento a calquera signo que te faga sospeitoso e, sobre todo, moito sentido com\u00fan.  <\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-4\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Como evitar as estafas en li\u00f1a<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p><span style=\"font-weight: 400\">A mellor forma de saber<\/span> <b>evitar as estafas en li\u00f1a<\/b> <span style=\"font-weight: 400\">\u00e9 saber cales son as m\u00e1is habituais, e que<\/span> <b>pautas para evitar as estafas<\/b> <span style=\"font-weight: 400\">poden axudarnos a identificalas para non caer nos seus trucos.<\/span><\/p>\n<p><span style=\"font-weight: 400\">A continuaci\u00f3n, queremos compartir contigo algunhas das fraudes m\u00e1is com\u00fans e a mellor forma de evitalas:<\/span><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-5\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>As estafas m\u00e1is com\u00fans en internet<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-6\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Os premios falsos que nunca pediches<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p><span style=\"font-weight: 400\">Unha estafa en li\u00f1a moi utilizada hoxe en d\u00eda consiste en enviar un SMS \u00e1 posible v\u00edtima, anunciando que ga\u00f1ou un premio e que debe facer clic nunha ligaz\u00f3n espec\u00edfica para recibilo Xeralmente, esta ligaz\u00f3n adoita solicitar algunha informaci\u00f3n comprometedora como ser o banco n\u00famero de conta.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Neste caso, a mellor forma de evitar as estafas en li\u00f1a \u00e9 prestar atenci\u00f3n \u00e1 \u201cpresa\u201d que dito SMS intenta transmitirnos, e que s\u00f3 pretende evitar que te\u00f1amos tempo para verificar a orixe da mensaxe. Cando efectivamente se ga\u00f1e un premio, a entidade nunca apurar\u00e1 o usuario a reclamalo, xa que o premio xa \u00e9 seu e normalmente hai un prazo bastante longo para solicitalo. <\/span><\/p>\n<p><span style=\"font-weight: 400\">Do mesmo xeito, \u00e9 habitual que estes supostos premios ve\u00f1an de sorteos nos que nunca participamos de verdade, polo que xa son un pouco chirri\u00f1os. Sempre que recibas un SMS ou correo electr\u00f3nico avisando dun suposto premio que nunca estabas a buscar, non penses en facer clic na ligaz\u00f3n (e menos en dar a t\u00faa informaci\u00f3n persoal) xa que \u00e9 unha estafa. <\/span><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-7\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Phishing , unha das estafas m\u00e1is com\u00fans en internet<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p><span style=\"font-weight: 400\">Outra das estafas m\u00e1is com\u00fans en Internet \u00e9 o que co\u00f1ecemos como \u201c<\/span> <i><span style=\"font-weight: 400\">phishing<\/span><\/i> <span style=\"font-weight: 400\">\u201c.<\/span> <span style=\"font-weight: 400\">Para iso, adoita enviarse primeiro unha mensaxe por SMS ou correo electr\u00f3nico avisando de actividade sospeitosa na s\u00faa conta bancaria Ao entrar na p\u00e1xina falsificada, a v\u00edtima introduce o seu nome de usuario e contrasinal, pensando que realmente est\u00e1 entrando no seu banco; Non obstante, estes datos chegan a un<\/span> <i><span style=\"font-weight: 400\">hacker<\/span><\/i> <span style=\"font-weight: 400\">que cambiar\u00e1 automaticamente o nome de usuario e o contrasinal para facer s\u00faa esa nova conta.<\/span> <\/p>\n<p><span style=\"font-weight: 400\">Esta estafa pode servir para perder contas de todo tipo, e non s\u00f3 monetarias, sen\u00f3n tam\u00e9n para acceder a sitios web ou contas de redes sociais con gran n\u00famero de seguidores.  <\/span><\/p>\n<p><span style=\"font-weight: 400\">O m\u00e1is importante \u00e9 non acceder a ningunha p\u00e1xina web que non sexa a oficial, nin chamar a ning\u00fan n\u00famero de tel\u00e9fono que non sexa o facilitado pola mesma web corporativa. Co\u00f1ecer este truco tam\u00e9n nos axudar\u00e1 a saber como evitar fraudes nas compras en li\u00f1a. <\/span><\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-8\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>\u2018Vishing\u2019, a nova fraude que combina tel\u00e9fono e internet<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p><em>O vishing<\/em> <strong>\u00e9 unha fraude que se realiza mediante unha chamada telef\u00f3nica<\/strong> co obxectivo de obter a informaci\u00f3n persoal ou bancaria dunha persoa. O <a href=\"https:\/\/www.gdt.guardiacivil.es\/webgdt\/faq.php\" target=\"_blank\" rel=\"noopener\">Grupo de Delitos Telem\u00e1ticos da Garda Civil<\/a> alerta desta nova variante de estafa cuxo termo procede da uni\u00f3n dos termos <em>voz<\/em> e <em>phishing<\/em> e que combina <strong>tel\u00e9fono e<\/strong> <strong>Internet<\/strong> . As\u00ed act\u00faan:  <\/p>\n<ul>\n<li style=\"list-style-type: none\">\n<ul>\n<li>\u2013 Rec\u00edbese SMS co hoax hook. Mensaxes que che informan de que che van devolver unha cantidade de di\u00f1eiro ou que se realizou un cargo na t\u00faa conta. <\/li>\n<li>\u2013 En lugar de chamar ao banco, a persoa chama ao n\u00famero desde o que se env\u00eda a mensaxe.<\/li>\n<li>\u2013 Unha <strong>central<\/strong> <strong>p\u00eddelle o noso DNI e n\u00famero de tarxeta<\/strong> para, supostamente, cancelar a compra feita de forma fraudulenta ou realizar un reembolso.<\/li>\n<li>\u2013 Para obter esta informaci\u00f3n, os delincuentes suplantan a identidade dun terceiro. Acabamos de proporcionar a informaci\u00f3n que necesitan para estafarnos. <\/li>\n<li>\u2013 A soluci\u00f3n \u00e9 <strong>ignorar a<\/strong> SMS <strong>inicial<\/strong> , nin chamar a ese n\u00famero de tel\u00e9fono nin proporcionar datos persoais por tel\u00e9fono.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-9\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Como evitar fraudes nas compras en li\u00f1a<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <p><span style=\"font-weight: 400\">Outra das estafas m\u00e1is frecuentes en Internet consiste en p\u00e1xinas fraudulentas que s\u00f3 buscan conseguir o teu n\u00famero de conta ou conseguir que pagues por un produto que nunca chega, xa que o phishing<\/span> tam\u00e9n <i><span style=\"font-weight: 400\">\u00e9<\/span><\/i> <span style=\"font-weight: 400\">un fraude habitual nas compras en li\u00f1a:<\/span> <\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\n<section\r\n    class=\"m22-content-simple m22-content-simple--border-straight\"\r\n    id=\"m22-section-10\"\r\n    aria-label=\"Contenido simple\"\r\n>\r\n    <div class=\"container\">\r\n\r\n        <div class=\"m22-content-simple__card\">\r\n\r\n            \r\n            \r\n            \r\n            <div class=\"m22-content-simple__content\">\r\n\r\n                \r\n                <div class=\"m22-content-simple__body\">\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__sidebar\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__title-block\">\r\n                                <div class=\"m22-content-simple__title-row\">\r\n\r\n                                    \r\n                                                                            <div class=\"m22-content-simple__title\">\r\n                                            <p>Como evitar estafas por internet nas t\u00faas compras en li\u00f1a?<\/p>\n\r\n                                        <\/div>\r\n                                    \r\n                                <\/div>\r\n                            <\/div>\r\n                        \r\n                        \r\n                        \r\n                        \r\n                        \r\n                    <\/div>\r\n\r\n                    \r\n                    <div class=\"m22-content-simple__main\">\r\n\r\n                        \r\n                                                    <div class=\"m22-content-simple__text\">\r\n                                <ul>\n<li style=\"list-style-type: none\">\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">\u2013 Evita mercar en p\u00e1xinas que non co\u00f1eces, se \u00e9 unha de nova creaci\u00f3n, busca cr\u00edticas fiables en internet antes de decidirte.  <\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">\u2013 Comproba que as p\u00e1xinas que visitas comezan por \u201cHTTPS\u201d, xa que isto significa que disp\u00f3n dos protocolos de seguridade necesarios para cifrar os teus datos de navegaci\u00f3n.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">\u2013 Se unha oferta \u00e9 demasiado boa para ser verdade, o m\u00e1is probable \u00e9 que non sexa verdade.  <\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">\u2013 Entra na tenda online que desexes directamente desde o buscador, deste xeito evitar\u00e1s tendas que suplanten a identidade doutras, e que en xeral deixan as s\u00faas ligaz\u00f3ns de acceso nas redes sociais.  <\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">\u2013 Comprobe a descrici\u00f3n e o nome do produto coidadosamente para verificar que \u00e9 o orixinal, sempre que sexa posible, lea atentamente as opini\u00f3ns dos usuarios.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n\r\n                            <\/div>\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n                \r\n                \r\n                \r\n                \r\n                \r\n                \r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n","protected":false},"excerpt":{"rendered":"<p>Cont\u00e1mosche as pautas m\u00e1is eficaces para evitar as estafas en li\u00f1a, co\u00f1ecelas permitirache navegar e mercar en li\u00f1a con seguridade.<\/p>\n","protected":false},"featured_media":17724,"menu_order":0,"template":"","paises":[23],"perfil":[37,143],"tema":[38],"class_list":["post-3975","articulo","type-articulo","status-publish","has-post-thumbnail","hentry","paises-es","perfil-particulares","tema-seguridad-y-fraude"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - 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