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How does Bizum work?

Tiempo de lectura: 4 min
Publicación: 15/3/23
Última actualización: 4/11/26

Bizum is an instant payment system that allows you to send and receive money through your cell phone. It is a free service that is available in most Spanish banks and financial institutions.

You still don’t know how Bizum works? Don’t worry because it’s very simple. Keep reading this post to discover the easiest, fastest and safest way to make payments using your cell phone.

How does Bizum work to send money between individuals?

Whenever you carry your mobile with you, you will have money thanks to Bizum. You don’t have to look for an ATM or know the account number, you just need to know the phone number of the person you want to send money to.

Are you eager to start making bizums? The steps are very simple:

    • 1. Open Bizum in your bank’s app.
    • 2. Look for the option “send and receive money with Bizum”.
    • 3. Select the phone number from your phone book.
    • 4. Confirm that the user name and initials match the recipient.
    • 5. Indicate the amount of money and the concept (optional).

If you want to become a bizumer expert, please click on the following link link you can learn even more about how Bizum works to send money between individuals.

On the other hand, if I want to request money, how does Bizum work?

Do you have a friend that you have to remind over and over again that he owes you money? Bizumer, you’re in luck! You can request money with Bizum in a very simple way.

In just three steps you will know how Bizum works to request money:

    • Open Bizum in your bank’s application.
    • In your Bizum zone, choose the option “request Bizum”.
    • Enter the amount of money you want to claim and click submit!

At that moment the debtor will receive a notice that he/she has a pending payment. In order to complete the transaction, the debtor will have to confirm the sending of the bizum from his banking app.

*We know it’s very easy, but if you still have any doubts we leave you with the complete guide about how Bizum works to request money.

How does Bizum work for online payments?

Bizumer, imagine you are buying plane tickets to go on vacation. After selecting the destination, you access the payment platform. Instead of choosing payment options where you have to fill in a lot of information, you can use Bizum to make the payment easily and securely!

If you want to pay quickly with your cell phone, here’s how Bizum how Bizum works for online payments:

    • Select Bizum as your payment method.
    • Enter your phone number.
    • Validate the purchase quickly from your bank’s application.

There are thousands of merchants that have activated the Bizum payment method, check if your favorite e-commerce is one of them in this list. list. Y si lo que quieres es aprender más sobre how Bizum works works for your online purchases, click on the following link we give you more details.

I want to pay and buy lottery, how does Bizum work?

You are already on your long-awaited vacations and you want to buy a Christmas Lottery ticket for your family, but you don’t have any cash on you, don’t worry, Bizum solves your problem!

Do you want to discover how Bizum works Read on for more information:

  • Access Bizum in your bank’s app and generate a QR code.
  • Show your QR code to the person in charge, who will scan it.
  • Validate the payment to confirm the operation.

If your lottery ticket has won, you can also cash it in with Bizumer! To know more in detail how Bizum works to pay and collect lottery payments click here.

How does Bizum work to make a donation?

You have read on the internet about a charity campaign of an organization or non-profit entity that interests you, but you don’t know how you can contribute to the organization. Thanks to Bizum you can make a direct donation to the NGO’s account.

Have you already chosen a charity? You just need to know how Bizum works to send your money:

    • Open your bank’s app and look for the option “Donation” with Bizum.
    • Enter the donation code of the organization you want to collaborate with.
    • Set the amount of money and click on send.

If you still don’t know which cause to help, we recommend you take a look at Bizum.Help a platform where organizations explain their causes. We also leave you the list of NGOs that you can donate to with Bizum and a detailed more detailed explanation about how Bizum works to donate to an organization.