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Bizum limits and terms for businesses
Before you start
Bizum offers solutions specifically for businesses and professionals. Before activating the service, speak to your bank to find out the terms and the steps for contracting and integration.
Bizum’s amount limits and transaction limits between individuals don’t apply to purchases in shops.
Bizum does not set limits for payments in online stores and physical establishments, although each bank may set its own for its customers, as with other payment methods, depending on their financial profile.
In no case will your business have receiving limits, either in number of payments or in amount. Bizum is already available in a large number of all kinds of businesses, with a high average spend, such as travel, home decor, electronics, etc.
To get paid for your work, use Bizum’s solutions specifically for businesses and professionals.
The service for sending and requesting money from one mobile number to another is reserved for individuals and has security limits, both for sending and receiving.
Every business has its own terms
Speak to your bank to find out the commercial terms and to contract the service. If you have a technology service in place, such as a payment gateway, check with your provider about possible special terms. These are the three key points before you start.
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The solution for your business
Check the options to get paid online, in your establishment, or for your professional activity, or to pay promotions, prizes and refunds.
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Commercial terms
Ask your bank for the terms that apply to your business, including service costs.
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Service integration
Confirm the steps to enable Bizum. Your bank and, where applicable, your technology provider will tell you how to implement it.
Both your business and your customers are protected by refund and dispute mechanisms. Paying with Bizum does not change your store’s returns policy:
Requests are handled according to the purchase conditions and, once the refund is approved and processed, the amount is credited immediately to the account of the person who made the payment. To find out the procedures that apply to disputes or payment incidents, check with the bank you contracted the service with.
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Bizum rules
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Dispute mechanisms
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