Bizum International Payments: discover how to use Bizum if you are abroad

The first thing you need to know is that Bizum is a project that was born with the support of Spanish banks, so for some time the use of Bizum has been exclusive to Spanish bank accounts.

How can I know if my bank account is Spanish? It is very simple, they are those accounts that begin their IBAN with “ES”.

But, dear Bizumer this has changed. Since a new agreement has recently been reached agreement with some Andorran banksso that Bizum can also be used for bank accounts starting with the acronym of this country: AD.

In this case we have to tell you that you have to check that your bank offers the Bizum service. Despite being a service available for almost all banks, there are still some that do not offer this payment method (believe it or not). That’s why we have left here the list of all banks already using Bizum so you can easily check if your bank is a bizumer bank.

When you open a bank account, for security reasons, you are asked to associate a phone number to this account. And that number is the one that is linked to your Bizum user. So, regardless of whether your account is Spanish or Andorran, there is nothing wrong if your phone number has another country of origin.

That is, the use of Bizum International Payments depends on the bank account to which your cell phone is associated and not on the origin of the phone number itself. This means that if you buy a new phone outside Spain or Andorra with a foreign number, there will be no problem, as long as you associate that phone to a Spanish or Andorran IBAN.

When you operate within the Euro zone, phone companies include international roaming in their tariffs, which means that you can keep your Spanish line, with your current contract and use data and calls at no additional cost during your stay in Europe. So you can use Bizum International Payments with peace of mind.

Now that you are familiar with all the uses of Bizum International Paymentswe tell you in detail when you can use it:

• • Gifts from afar. No importa si el cumpleaños de una persona te pilla de viaje. Envía un Bizum con tu parte del regalo desde donde estés y ¡listo!
  • Money transfers to Erasmus students. Esta modalidad de Bizum International Paymentsis also very useful for those parents who want to lend a hand to their children who are studying abroad.
  • Continue to support your Spanish NGO. ¿Estás fuera y te preocupa no seguir ayudando a tu ONG de siempre? ¡Que no cunda el pánico! Da igual el país en el que estés, ya que con tu cuenta bancaria española o andorrana podrás seguir haciéndolo de la misma forma.

In conclusion, we know that this whole issue of foreign payments generates many doubts, but we hope that this post has solved all of them!