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Online payment methods: how many are there and which one should you use?

Tiempo de lectura: 4 min
Publicación: 17/10/22
Última actualización: 4/11/26

The Internet has revolutionized the way we understand how to buy and consume. In general, we look for companies that allow us to obtain quality products, at reasonable prices, and that arrive in a very short period of time. But there is also another aspect that we know is very important for you: the payment methods in commerce. When you make an online purchase, you want the merchant to offer you sufficient guarantees that you are making a secure purchase thanks to the online payment methods. P e are going to tell you the details of the different online payment internet payment systems.

How many online payment methods are there? What other online payment systems are usually offered?

There are many of them and more and more:

    • BizumYou only need to enter your cell phone number and confirm the payment from your banking app.
    • Bank cardBank card: it would be the equivalent of paying through a POS in a physical store.
    • Prepaid cardPrepaid cards: these are specific bank cards for online payments that must be pre-loaded to make the payment.
    • Cash on deliveryPayment is made to the delivery person who delivers the order. It is a very rare payment given the guarantees offered by the other methods.
    • Bank transfer(to be made by entering your 20-digit account number).
    • Large platform cardsare like bank prepaid cards, but under the brand name of these platforms.
    • Merchant’s own gift cardsGift cards are cards that have been previously purchased from the merchant through another payment method and can be used until the available balance is exhausted.

What are the best online payment methods?

As you have just seen, there is a great variety of online payment methods. De hecho, una misma entidad bancaria puede ofrecer hasta 5 forms of payment in commerce. Esto es así para que escojas la que mejor se ajusta a tus necesidades o preferencias en cada momento.

That’s why we want to recommend that you ALWAYS give priority to online payment methods Why?

    • By SECURITY. Al usar un m Online payment method backed by your bank you will be counting on all its guarantees and security measures. Banks have very advanced security measures.
    • By REGULATIONS. Los Internet payment systems payment systems offered by the entities comply with all European and Spanish security regulations for user protection.

Online payment methods: how and where to pay with Bizum

Thousands of companies already include Bizum among their online payment online payment methodsso we’re sure you’ll be able to use it at your favorite retailer. But, just so you can check it out, take a look at the infinite list of merchants that include Bizum among their online online payment systems.

So, if you want to pay with the fastest and easiest option out there, that is, with Bizum, read on and find out how to do it. Although we know you could do it without reading this, because it’s as simple and intuitive as everything we create under the Bizum brand. But, just in case, here goes:

    • 1. Select the option “Pay with Bizum” at the moment of finalizing your purchase.
    • 2º. Enter your phone number.
    • 3º Validate the purchase in your bank’s app, and that’s it, enjoy your whim!

Include Bizum among your payment methods in commerce

If you have an online commerce and, after reading this, you want to include Bizum among your online payment methods, let us first of all say CONGRATULATIONS. You are making a wise choice.

Bizum is the favorite payment method of many so, by incorporating it among your payment methods in commerce, you can only benefit from having happy customers with their shopping experience.If you want to know in full detail how to incorporate Bizum into your online payment systems, take a look at this link. Pero básicamente los pasos a seguir son:

  1. 1. Contact your bank and ask about Bizum payment at merchants.
  2. 2. Integrate Bizum into your payment gateway
  3. 3. Place the Bizum button on your web site.

 

We are waiting for you!