Payment methods in Ecommerce: definitive guide

When we talk about payment methods in ecommerce We refer to the payment methods offered by a merchant to make your purchases. The most common are:

• Payment by debit and/or credit card
• Prepaid card payment
• Cash on delivery.
• Payment by bank transfer
• Payment with Bizum
• Payment with alternative payment platforms
• Payment with the merchant’s own gift cards
• Payment with virtual currencies

As you can see, we are finding more and more digital means of payment with which to attract the attention of consumers. But before you dive into the latest payment models, we recommend that you start, of course, at the beginning: offers all payment systems supported by banks.

It is a synonym of security and, above all, your customers will appreciate not having to register on any extra platform to have to buy on your website.

If you are a company, or simply want to increase the coverage of your business, you will be interested to know that Bizum is, without a doubt, the best guarantee of satisfaction for your customers. Since it can improve the shopping experience in a remarkable way regardless of the size of your company or the technology of your website.

To integrate Bizum you just need to:

• • Contact your bank to find out their commercial conditions and contract the service.
  • 2. Integrate Bizum in the payment gateway of your Ecommerce. It’s that simple!
  • 3. Finally, incorporate the Bizum logo in a visible area of the website so that your customers know that they can use it as a payment method.

You should know that thousands of businesses already use Bizum in their business. And they come in all sizes. You can see the complete list herebut some of the best known are: Decathlon, Iberdrola, Balearia, Alsa or Maquillalia, among others.

Partner banks with which you can already use Bizum as a means of payment in ecommerce payment method in ecommerce are the following: CaixaBank, Santander, BBVA, Sabadell, Kutxabank, Caja Rural, IberCaja, Grupo Cooperativo Cajamar, Abanca, Laboral Kitxa, Banca Pueyo and Cajasur. But this only applies to the integration of Bizum as a payment method in Ecommerceyour users will be able to use it regardless of their bank.

Although the advantages are more than obvious, here are some lines that will surely clear up any doubts as to whether you should incorporate Bizum as one of your digital means of payment:

• • It is a completely secure platform, as it is backed by banking channels.
  • It has a built-in double validation factor, complying with the European PSD2 payment directive and providing extra security for your customer.
  • One of the most valued advantages of offering Bizum is the immediacy and convenience for users. They only need to remember their phone number.
  • Bizum for companies offers very competitive commercial conditions, and in addition, you will become part of the list of online stores that support payment through Bizum, having the possibility to organize joint marketing campaigns to increase the visibility of your brand.
  • You will appear in our searches for merchants associated with Bizum. We periodically inform our users of offers from Bizum merchants.
  • And, as if that were not enough, Bizum users are the most active in online shopping and digital banking.