This was the Bizum key

The Bizum Key was a 4-digit personal numeric key that functioned similarly to a PIN. Therefore, the Bizum Key was a security system that guaranteed the possibility of making secure online payments.

Thanks to the Bizum key the user had an authenticity factor that ensured that only the account holder could approve payments, adding an additional layer of security.

The Bizum key worked in a very simple way, like everything to do with Bizum. And in this case, with three simple steps the user could validate their purchase:

1. The user selected the Bizum payment option in the online store options.

2. He added his phone number and his Bizum password.

3. He then received a password from his bank, which was in charge of validating each transaction.

The user just had to wait for his purchase to arrive and enjoy it!

As everything in life evolves. And since Bizum is at the forefront of security issues, we have incorporated a new validation system in our online commerce service.

This method is called “payment request” and, as the name suggests, this method sends a request to the user to confirm the payment in the bank’s own app.

It is a form of double verification that provides a higher degree of security since the purchase must be accepted from the bank’s app, whose access is protected by username and password.

For this reason, all institutions have now migrated to this service, because as technology advances, so does Bizum.

Online payments with Bizum are totally secure, immediate and very convenient! In no case we will charge you a fee to pay with Bizum in stores. Within your bank’s app you will be able to check the movements and purchases made with Bizum since they are made directly from your bank account.

If at any time you detect a payment that you do not recognize, contact your bank immediately. Through their customer service channels

They can inform you of the steps to take to identify the problem and, if necessary, request a refund.